Shelby County property record for 105 Victory Trl, Pelham, AL 35124
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,920 sqft · built 2004 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Jun 2020) |
| Tax Bill | $1,920 (2026) |
| Deeds & Mortgages | Jun 2018 Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 131114003001045 |
| Primary APN | 131114003001045 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Heated Area |
| 1st Floor Area | 1,162 sqft |
| Basement Area | 1,162 sqft |
| Unfinished Basement | 349 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,502 sqft (0.287 acres) |
| Lot Dimensions | 93.3 ft deep x 118 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Deck Area | 226 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 105 VICTORY TRL |
|---|---|
| City | PELHAM |
| State | AL |
| Zip | 35124-1642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 11 20S 03W NBRHD: 08 PANTHER RIDGE R-2 |
| Legal Range | 03W |
| Legal Township | 20S |
| Legal Section | 11 |
| Legal Subdivision | PANTHER RIDGE |
| Legal Lot Number | 45 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | ALABASTER-HELENA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 30316 |
Source: Shelby County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 105 VICTORY TRL, PELHAM, AL 35124-1642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2018 | Deed of Trust, Mortgage · Commercial Mortgage BRYANT BANK |
| Jun 12, 2020 | Warranty Deed, Transfer · Conventional Mortgage MCGOWING & KING MORTGAGE LLC |
| Sep 19, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2020 · Amount on Record |
| Deed Sale | Jun 12, 2020 · Amount on Record |
| Prior Sale | Feb 23, 2004 · Amount on Record |
| Deed Document Number | 2020240630 |
| Prior Transfer Date | Sep 13, 2019 |
| Prior Transfer Doc | 0000343540 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 105 VICTORY TRL, PELHAM, AL 35124-1642 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000208770 |
|---|---|
| Date | Jun 13, 2018 |
| Instrument | 20180613000208770 |
| Name | BRYANT BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35243 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Jun 12, 2020 |
| Property Address | 105 VICTORY TRL, PELHAM, AL 35124-1642 |
| Document Number | 0000240630 |
| Map Reference | MB 31 PG 118 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 20200612000240630 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6017 ENGLISH VILLAGE LN, 6017, BIRMINGHAM, AL 35242-5208 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 105 VICTORY TRL, PELHAM, AL 35124-1642 |
| Document Number | 0000240640 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 20200612000240640 |
| Name | MCGOWING & KING MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Sep 19, 2019 |
| Property Address | 105 VICTORY TRL, PELHAM, AL 35124-1642 |
| Document Number | 0000343540 |
| Instrument Date | Sep 13, 2019 |
| Instrument | 343540 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $120.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 VICTORY TRL PELHAM AL 351241642, PELHAM, AL 35124-1642 |
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Municipality | Pelham City |
| Unified School District | Pelham City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,920.00 (-1.99%) Homeowner's exemption | ||
| 2025 | $1,959.00 (+6.64%) | $33,780 (+4.32%) | $337,800 (+4.32%) Land $85,000 Building $252,800 |
| 2023 | $1,837.00 | $32,380 | $323,800 Land $85,000 Building $238,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 76 (1979–2021) |
| Claims Outside the SFHA | 12 of 76 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PELHAM serves 38,703 people · EPA ID AL0001163 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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