103 Victory Trl, Pelham, AL 35124 Property Records

Shelby County property record for 103 Victory Trl, Pelham, AL 35124

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,084 sqft · built 2005
Lot Size	0.233 acres (10,149 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Nov 2021)
Tax Bill	$2,085 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`131114003001046`

Property Details

APN / Parcel Number

Primary APN	`131114003001046`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,084 sqft Heated Area
1st Floor Area	1,633 sqft
Basement Area	989 sqft
Finished Basement	644 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,149 sqft (0.233 acres)
Lot Dimensions	183 ft deep x 61 ft wide
Garage Type	Basement
Porch	Patio

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	103 VICTORY TRL
City	PELHAM
State	AL
Zip	35124-1642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 11 20S 03W NBRHD: 08 PANTHER RIDGE R-2
Legal Range	03W
Legal Township	20S
Legal Section	11
Legal Subdivision	PANTHER RIDGE
Legal Lot Number	46
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	3
Census Block	3003
Census Tract	30316

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 VICTORY TRL, PELHAM, AL 35124-1642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Nov 24, 2021	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Feb 7, 2020	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MTG
Feb 27, 2020	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 27, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 25, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Feb 27, 2020 · Amount on Record
Deed Document Number	2021564140
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	103 VICTORY TRL, PELHAM, AL 35124-1642
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084370
Date	Feb 19, 2021
Instrument	20210219000084370

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Nov 24, 2021
Property Address	103 VICTORY TRL, PELHAM, AL 35124-1642
Document Number	0000564140
Map Reference	MB 31 PG 118
Instrument Date	Nov 19, 2021
Instrument	20211124000564140
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2889 ACTON RDH, VESTAVIA, AL 35243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 VICTORY TRL, PELHAM, AL 35124-1642

Mortgage

Document Number	0000564150
Date	Nov 24, 2021
Instrument	20211124000564150

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	103 VICTORY TRL, PELHAM, AL 35124-1642
Document Number	0000077730
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 VICTORY TRL PELHAM AL 351241642, PELHAM, AL 35124-1642

Mortgage

Document Number	0000077730
Date	Feb 27, 2020
Instrument	77730

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Feb 27, 2020
Property Address	103 VICTORY TRL, PELHAM, AL 35124-1642
Document Number	0000077720
Map Reference	MB 31 PG 118
Instrument Date	Jan 22, 2020
Instrument	20200227000077720
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	237 FOREST VILLAGE LN, 237, ALABASTER, AL 35007-7753

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12800 TUCKAHOE CREEK PKWY, RICHMOND, VA 23238-1115

Mortgage

Document Number	0000077730
Date	Feb 27, 2020
Instrument	20200227000077730

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Feb 27, 2020
Property Address	103 VICTORY TRL, PELHAM, AL 35124-1642
Document Number	0000077710
Instrument Date	Jan 17, 2020
Instrument	77710
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$258.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12800 TUCKAHOE CREEK PKWY RICHMOND VA 232381115, RICHMOND, VA 23238-1115

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jul 25, 2017
Property Address	103 VICTORY TRL, PELHAM, AL 35124-1642
Document Number	0000266390
Instrument Date	Jul 21, 2017
Instrument	266390
Transaction Type	Transfer
Record Updated	Aug 7, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	85 SHIVER BLVD COVINGTON GA 300161398, COVINGTON, GA 30016-1398

Mortgage

Document Number	266400
Date	Jul 25, 2017
Instrument	266400

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2047

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Pelham City
Unified School District	Pelham City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,085.00 (+0.48%)
2025	$2,075.00 (+4.53%)	$35,780 (+4.5%)	$357,700 (+4.5%) Land $85,000 Building $272,700
2023	$1,985.00 (+18.51%)	$34,240 (+15.68%)	$342,300 (+15.68%) Land $85,000 Building $257,300
2022	$1,675.00	$29,600	$295,900 Land $65,000 Building $230,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	76 (1979–2021)
Claims Outside the SFHA	12 of 76
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2021 · 7 claims Severe Storms, Tornadoes & Flooding, Feb 1990 · 15 claims Severe Storms,flooding And Tornadoes, Dec 1983 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PELHAM serves 38,703 people · EPA ID AL0001163
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

103 Victory Trl, Pelham, AL 35124 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Victory Trl

Nearby Streets

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