Dare County property record for 105 US Hwy 264, Stumpy Point, NC 27978
| Property Type | Warehouse, Storage |
|---|---|
| Details | 1 ba · 4,800 sqft · built 2017 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,407 (2026) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 975216749227 |
| Primary APN | 975216749227 |
|---|---|
| Alternative APNs |
|
| Building Area | 4,800 sqft Finished Area |
|---|
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 9,000 sqft (0.207 acres) |
| View / Lot | Waterfront |
| Account Number | 975216749227 |
|---|---|
| Street Address | 105 US HIGHWAY 264 |
| City | STUMPY POINT |
| State | NC |
| Zip | 27978-9595 |
| Property Category | Industrial |
| Property Type | Industrial > Warehouse, Storage |
| Legal Description | LOT: BLK: SEC: PL: 2 SL: 48 |
| Jurisdiction | DARE NC |
| Township / Civil Division | CROATAN |
| Census Block Group | 1 |
| Census Block | 1192 |
| Census Tract | 970501 |
Source: Dare County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 184 BAYVIEW DR, STUMPY POINT, NC 27978-9663 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 105 US HIGHWAY 264, STUMPY POINT, NC 27978-9595 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2192/074 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 2192/074 |
| Instrument | 700043639 |
| Name | BANK CAPITAL SERVICES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | NAGS HEAD, NC 27959 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Dare County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,407.00 | $572,700 (-) Land $80,300 Building $492,400 | $572,700 (-) Land $80,300 Building $492,400 |
| 2025 | $2,407.00 (+9.51%) | $572,700 (+60.2%) Land $80,300 Building $492,400 | |
| 2023 | $2,198.00 | $357,500 Land $47,300 Building $310,200 | |
| 2020 | $572,700 Land $80,300 Building $492,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 173 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 264 (1985–2022) |
| Claims Outside the SFHA | 3 of 264 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 99.2% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DARE CO-STUMPY POINT WATER SYS serves 269 people · EPA ID NC6028002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
4G LTE only, no 5G reported
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