Dare County property record for 103 US Hwy 264, Stumpy Point, NC 27978
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2 ba · 4,550 sqft · built 1940 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $62,000 (Apr 2020) |
| Tax Bill | $557 (2026) |
| Deeds & Mortgages | Apr 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 975216841773 |
| Primary APN | 975216841773 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 4,550 sqft Finished Area |
| Flooring | Concrete/Cement |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Built-Up Asphalt |
| Lot Area | 7,000 sqft (0.161 acres) |
| View / Lot | Waterfront |
| Cooling System | None |
|---|
| Account Number | 975216841773 |
|---|---|
| Street Address | 103 US HIGHWAY 264 |
| City | STUMPY POINT |
| State | NC |
| Zip | 27978 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | LOT: BLK: SEC: PL: SL: |
| Legal Subdivision | LOT SURVEY FOR JAMES AND JUNE NICHOLAS |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | CROATAN |
| Census Block Group | 1 |
| Census Block | 1192 |
| Census Tract | 970501 |
Source: Dare County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 105 US HIGHWAY 264, STUMPY POINT, NC 27978-9595 |
| Owner Type | Individual |
| Vesting | Doing Business As (DBA) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2020 · Amount on Record |
| Deed Sale | Apr 15, 2020 · Amount on Record |
| Prior Sale | Apr 1, 2014 · Amount on Record |
| Deed Document Number | 2020700076709 |
| Deed Book / Page | 2369 / 270 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Apr 15, 2020 |
| Property Address | 103 US HIGHWAY 264, STUMPY POINT, NC 27978 |
| Document Number | 002369/270 |
| Book / Page | 2369 / 270 |
| Map Reference | MB 1955 PG 118 |
| Instrument Date | Apr 2, 2020 |
| Instrument | 700076709 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $124.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11101 CEDAR LN, 11101, KINGSVILLE, MD 21087-1722 |
| Name | Verified Name |
|---|---|
| Address | 105 US HIGHWAY 264, STUMPY POINT, NC 27978-9595 |
Source: Dare County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $557.00 (-4.79%) | $84,200 (-) Land $70,400 Building $13,800 | $84,200 (-) Land $70,400 Building $13,800 |
| 2025 | $585.00 (-3.62%) | $84,200 (-10.23%) Land $70,400 Building $13,800 | |
| 2023 | $607.00 | $93,800 Land $36,300 Building $57,500 | |
| 2020 | $84,200 Land $70,400 Building $13,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 173 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 264 (1985–2022) |
| Claims Outside the SFHA | 3 of 264 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 99.2% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DARE CO-STUMPY POINT WATER SYS serves 269 people · EPA ID NC6028002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
4G LTE only, no 5G reported
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