105 Upper St, Loudon, TN 37774 Property Records

Loudon County property record for 105 Upper St, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	1 ba · 975 sqft · built 1958
Lot Size	0.159 acres (6,930 sqft)
Owner	2 Individual Names on Record
Tax Bill	$747 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041G-C-019.00`

Property Details

APN / Parcel Number

Primary APN	`041G-C-019.00`
Alternative APNs	`041G C 01900 000041G` `01041GC041G01900` `053041G C 01900`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	975 sqft Living Area
1st Floor Area	975 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,930 sqft (0.159 acres)
Lot Dimensions	80 ft deep x 80 ft wide
Terrain	High
Garage Type	Carport
Carport	Carport
Porch	Finished/Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	105 UPPER ST
City	LOUDON
State	TN
Zip	37774-1546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	TOWN OF LOUDON LOT: 14 01 044E D 044E 01300 000 80 X 80
Legal Subdivision	TOWN OF LOUDON
Legal Lot Number	14
Jurisdiction	LOUDON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1021
Census Tract	60503

Owner

Source: Loudon County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 UPPER ST, LOUDON, TN 37774-1546
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026
Deed Sale	Jul 1, 2026
Prior Sale	Oct 1, 2013 · Amount on Record
Deed Document Number	20266379
Deed Book / Page	498 / 463
Prior Transfer Date	Jun 23, 2026
Prior Transfer Doc	0000006379
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUDON TN
Recording Date	Jul 1, 2026
Property Address	105 UPPER ST, LOUDON, TN 37774-1546
Document Number	0000006379
Book / Page	498 / 463
Instrument Date	Jun 23, 2026
Instrument	20266379
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	2020 TITLE LLC, 20 20 TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 UPPER ST, LOUDON, TN 37774-1546

Mortgage

Document Number	0000006380,
Date	Jul 1, 2026
Instrument	20266380

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

Tax Assessment & Valuation

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Municipality	Loudon City
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$747.00 (+67.11%)	$25,250 (-) Land $3,975 Building $21,275	$101,000 (-) Land $15,900 Building $85,100
2024	$447.00 (+61.37%)	$25,250 (-) Land $3,975 Building $21,275
2023		$25,250 (-) Land $3,975 Building $21,275
2022	$277.00	$25,250 Land $3,975 Building $21,275	$101,000 (-) Land $15,900 Building $85,100
2021			$101,000 Land $15,900 Building $85,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2007

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Lenoir City Utility Board.

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