Loudon County property record for 116 Upper St, Loudon, TN 37774
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 910 sqft · built 1930 |
| Lot Size | 0.16 acres (6,974 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $670 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 053041G B 03600 |
| Primary APN | 053041G B 03600 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 910 sqft Living Area |
| 1st Floor Area | 910 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,974 sqft (0.16 acres) |
| Lot Dimensions | 80 ft deep x 77 ft wide |
| Terrain | Low |
| Porch | Enclosed Porch |
| Porch Area | 378 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 041G B 03600 000041G |
|---|---|
| Street Address | 116 UPPER ST |
| City | LOUDON |
| State | TN |
| Zip | 37774-1547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | GREER & CARMICHAEL ADD 53 1 044E B 044E 03100 000 |
| Legal Subdivision | GREER & CARMICHAEL ADD |
| Legal Block | 44E |
| Legal Lot Number | 53 52 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 60503 |
Source: Loudon County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 116 UPPER ST, LOUDON, TN 37774-1547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2002 |
| Deed Sale | Oct 22, 2002 |
| Deed Document Number | 0000027148 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 116 UPPER ST, LOUDON, TN 37774-1547 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 116 UPPER ST, LOUDON, TN 37774-1547 |
| Document Number | T1533/576 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | T1533/576 |
| Instrument | 21007164 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Loudon County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Municipality | Loudon City |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $670.00 | $22,650 (-) Land $3,450 Building $19,200 | |
| 2024 | $670.00 (+170.16%) | $22,650 (-) Land $3,450 Building $19,200 | |
| 2023 | $22,650 (-) Land $3,450 Building $19,200 | ||
| 2022 | $248.00 | $22,650 Land $3,450 Building $19,200 | $90,600 (-) Land $13,800 Building $76,800 |
| 2021 | $90,600 Land $13,800 Building $76,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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