105 Upland Rd, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 105 Upland Rd, Winthrop, MA 02152

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 2,553 sqft · built 1800
Lot Size	0.121 acres (5,251 sqft)
Owner	Individual Name on Record
Tax Bill	$10,837 (2026)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WINT M:076 L:004`

Property Details

APN / Parcel Number

Primary APN	`WINT M:076 L:004`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,553 sqft Living Area
Gross Area	5,527 sqft

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,251 sqft (0.121 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	105 UPLAND RD
City	WINTHROP
State	MA
Zip	02152-1529
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Subdivision	LOTS HLNDS-WINTHROP
Legal Lot Number	4
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	3
Census Block	3001
Census Tract	180101

Owner

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	105 UPLAND RD, WINTHROP, MA 02152-1529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	105 UPLAND RD, WINTHROP, MA 02152-1529
Document Number	59645-131
Instrument Date	May 23, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 UPLAND RD WINTHROP MA 021521529, WINTHROP, MA 02152-1529

Mortgage

Document Number	59645-131
Date	May 30, 2018
Book Page	059645/000131
Instrument	44764

Lender

Name	FINANCE AMERICA
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	876 Months
Due	May 29, 2091

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,837.00 (+13.19%)	$972,800 (+4.86%) Land $531,200 Building $441,600	$853,541
2025	$9,574.00 (+5.99%)	$927,700 (+7.01%) Land $505,900 Building $421,800
2024	$9,033.00 (-7.67%)	$866,900 (-5.18%) Land $507,400 Building $359,500
2023	$9,783.00	$914,300 Land $498,800 Building $415,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	49 (1978–2024)
Claims Outside the SFHA	16 of 49
Most Recent Claim	Apr 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, May 2006 · 7 claims Winter Coastal Storm, Dec 1992 · 5 claims Coastal Storm, Oct 1991 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20