105 Tulip Dr, Richmond, KY 40475 Property Records

Madison County property record for 105 Tulip Dr, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,600 sqft
Lot Size0.391 acres (17,038 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (Oct 2023)
Tax Bill$2,546 (2025)
Deeds & MortgagesJan 2026 Mortgage
Oct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN054A-0015-0116

Property Details

APN / Parcel Number

Primary APN054A-0015-0116
Alternative APNs
  • 106818
  • 144159
  • 40423

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,600 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area17,038 sqft (0.391 acres)
Garage TypeAttached
Garage Area414 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area133 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number40423
Street Address105 TULIP DR
CityRICHMOND
StateKY
Zip40475-3010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILLERS LANDING LOT 116 BLK B
Legal SubdivisionMILLERS LANDING
Legal BlockB
Legal Lot Number116
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2026
Census Tract10201

Owner

Source: Madison County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address105 TULIP DR, RICHMOND, KY 40475-3010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
STATEWIDE MORTGAGE LLC
Oct 5, 2023Warranty Deed, Transfer · Conventional Mortgage
CITY FIRST MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2023 · Amount on Record
Deed SaleOct 5, 2023 · Amount on Record
Deed Document Number202314170738
Deed Book / Page844 / 423
Prior Transfer DateApr 9, 2009
Prior Transfer Doc00D644/616
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address105 TULIP DR, RICHMOND, KY 40475-3010
Transaction TypeMortgage
Record UpdatedFeb 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 TULIP DR, RICHMOND, KY 40475-3010

Mortgage

Document Number0M2440/111
DateJan 21, 2026
Book PageM2440/111
Instrument2014312855
Lender
NameSTATEWIDE MORTGAGE LLC
TypeMortgage Company
AddressLOUISVILLE, KY 40223
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateOct 5, 2023
Property Address105 TULIP DR, RICHMOND, KY 40475-3010
Document Number00D844/423
Book / PageD844 / 423
Map ReferenceMB 9 PG 18
Instrument DateSep 29, 2023
Instrument2014170738
Transaction TypeTransfer
Record UpdatedNov 3, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address190 PREWITT DR, RICHMOND, KY 40475-6806

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 TULIP DR, RICHMOND, KY 40475-3010

Mortgage

Document Number2014170739
DateOct 5, 2023
Instrument2014170739
Lender
NameCITY FIRST MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2053

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,546.00 (+121.39%)$270,000 (+63.64%)$270,000 (+63.64%)
2023$1,150.00 (-5.04%) Homeowner's exemption$165,000 (-)$165,000 (-)
2022$1,211.00 Homeowner's exemption$165,000$165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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