212 Tulip Dr, Richmond, KY 40475 Property Records

Madison County property record for 212 Tulip Dr, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,536 sqft
OwnerIndividual Name on Record
Last Sale$149,000 (Nov 2019)
Tax Bill$1,452 (2025)
Deeds & MortgagesSep 2026 Construction Loan
Nov 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN054A-0015-0089

Property Details

APN / Parcel Number

Primary APN054A-0015-0089
Alternative APNs
  • 107448
  • 144779
  • 74951

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,536 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number74951
Street Address212 TULIP DR
CityRICHMOND
StateKY
Zip40475-3044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILLERS LANDING LOT 89
Legal SubdivisionMILLERS LANDING
Legal BlockB
Legal Lot Number89
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2049
Census Tract10201

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2505 LANCASTER RD, RICHMOND, KY 40475-8810
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2026Deed of Trust, Mortgage · Construction Mortgage
FIRST SOUTHERN NATIONAL BANK
Nov 1, 2019Warranty Deed, Transfer · Conventional Mortgage
GUARDIAN SAVINGS BANK FSB
Feb 15, 2017Deed of Trust, Mortgage · FHA Mortgage
FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2019 · Amount on Record
Deed SaleNov 1, 2019 · Amount on Record
Deed Document Number2014001599
Deed Book / PageD00780 / 607
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Recording DateSep 14, 2026
Property Address212 TULIP DR, RICHMOND, KY 40475-3044
Document Number0014375504
Book / Page2500 / 693
Instrument DateAug 28, 2026
Instrument202614375504
Transaction TypeMortgage
Record UpdatedSep 24, 2026
Title CompanySPRINGDALE TITLE LLC, SPRINGDALE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014375504,
DateSep 14, 2026
Book Page2500/693
Instrument202614375504
Lender
NameFIRST SOUTHERN NATIONAL BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 28, 2027
Interest
Max Rate-1%

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateNov 1, 2019
Property Address212 TULIP DR, RICHMOND, KY 40475-3044
Document NumberD00780/607
Book / PageD00780 / 607
Map ReferenceCAB 9 SL 18
Instrument DateOct 25, 2019
Instrument2014001599
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$149.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address149 PUNKIN RUN, 149, RICHMOND, KY 40475-7584

Transferred To (Grantee/Buyer)

NameVerified Name
Address212 TULIP DR, RICHMOND, KY 40475-3044
Mail Care OfBRADLEY KYLE WELLS

Mortgage

Document Number2014001600
DateNov 1, 2019
Instrument2014001600
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2049

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address212 TULIP DR, RICHMOND, KY 40475-3044
Transaction TypeMortgage
Record UpdatedApr 19, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2013954450
DateFeb 15, 2017
Book PageM01728/158
Instrument2013954450
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
AddressVIENNA, VA 22182
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,452.00 (+0.48%) Additional exemption filed$154,000 (+3.36%)$154,000 (+3.36%)
2023$1,445.00$149,000$149,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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