105 Timbercrest Dr, Ridgeland, MS 39157 Property Records

Madison County property record for 105 Timbercrest Dr, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,784 sqft · built 1988
Owner	2 Individual Names on File
Tax Bill	$1,998 (2024)
Deeds & Mortgages	Jul 2020 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072D-20C-075`

Property Details

APN / Parcel Number

Primary APN	`072D-20C-075`
Alternative APNs	`072D-20C-075/00.00` `14260`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,784 sqft Adjusted Area
1st Floor Area	1,405 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	14260
Old Parcel Number	072D-20C-075/00.00
Street Address	105 TIMBERCREST DR
City	RIDGELAND
State	MS
Zip	39157-2540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 72 TRACE RIDGE PART 1 C@11
Legal Range	02E
Legal Township	07N
Legal Section	20
Legal Subdivision	TRACE RIDGE PT 1
Legal Lot Number	72
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	3
Census Block	3022
Census Tract	30109

Owner

105 Timbercrest Dr is owned and occupied by two individuals who acquired it in May 2019.

Source: Madison County records, as of December 1, 2025

Owner of Record	2 Individual Names on File
Mailing Address	105 TIMBERCREST DR, RIDGELAND, MS 39157-2540
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
May 30, 2019	Warranty Deed, Transfer VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2019
Deed Sale	May 30, 2019
Deed Document Number	0003725257
Deed Book / Page	3725 / 257
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	105 TIMBERCREST DR, RIDGELAND, MS 39157-2540
Document Number	0000896214
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 TIMBERCREST DR RIDGELAND MS 391572540, RIDGELAND, MS 39157-2540

Mortgage

Document Number	0000896214
Date	Jul 15, 2020
Book Page	003882/000068
Instrument	896214

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	May 30, 2019
Property Address	105 TIMBERCREST DR, RIDGELAND, MS 39157-2540
Document Number	0000864884
Book / Page	003725 / 000257
Instrument Date	May 29, 2019
Instrument	864884
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 TIMBERCREST DR RIDGELAND MS 391572540, RIDGELAND, MS 39157-2540

Mortgage

Document Number	864885
Date	May 30, 2019
Book Page	003725/000259
Instrument	864885

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 29, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$12,361	$123,610 Land $35,000 Building $88,610
2024	$1,998.00 (+1.47%)
2023	$1,969.00	$18,275	$121,830 Land $35,000 Building $86,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Timbercrest Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2020–2022)
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 105 Timbercrest Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS.

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