Madison County property record for 103 Timbercrest Dr, Ridgeland, MS 39157
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,073 sqft · built 1988 |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,250 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072D-20C-074 |
| Primary APN | 072D-20C-074 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,073 sqft Adjusted Area |
| 1st Floor Area | 1,737 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Patio Area | 136 sqft |
| Cooling System | Central |
|---|
| Account Number | 14259 |
|---|---|
| Old Parcel Number | 072D-20C-074/00.00 |
| Street Address | 103 TIMBERCREST DR |
| City | RIDGELAND |
| State | MS |
| Zip | 39157-2540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 71 TRACE RIDGE S/D PT 1 |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 20 |
| Legal Subdivision | TRACE RIDGE PT 1 |
| Legal Lot Number | 71 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 30109 |
Source: Madison County records, as of December 1, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 103 TIMBERCREST DR, RIDGELAND, MS 39157-2540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK |
| Feb 2, 2018 | Deed of Trust, Mortgage TRUSTMARK NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 1995 |
| Deed Sale | Jun 30, 1995 |
| Deed Document Number | 0000358500 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 103 TIMBERCREST DR, RIDGELAND, MS 39157-2540 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 103 TIMBERCREST DR, RIDGELAND, MS 39157-2540 |
| Document Number | 004606/355 |
|---|---|
| Date | Oct 10, 2025 |
| Book Page | 4606/355 |
| Instrument | 1036639 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Sep 10, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 103 TIMBERCREST DR, RIDGELAND, MS 39157-2540 |
| Document Number | 0000832948 |
| Book / Page | 003568 / 000936 |
| Instrument Date | Feb 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 TIMBERCREST DR RIDGELAND MS 391572540, RIDGELAND, MS 39157-2540 |
| Document Number | 0000832948 |
|---|---|
| Date | Feb 7, 2018 |
| Book Page | 003568/000936 |
| Instrument | 832948 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Amount | Amount on Record |
|---|---|
| Term | 156 Months |
| Due | Feb 6, 2031 |
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Ridgeland City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,250.00 Homeowner's exemption | $14,384 (-) | $143,840 (-) Land $35,000 Building $108,840 |
| 2024 | $1,250.00 | ||
| 2023 | $1,250.00 Homeowner's exemption | $14,384 | $143,840 Land $35,000 Building $108,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 2 (2020–2022) |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| NETSPEEDMS Fixed Wireless | 301 / 172 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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