105 Thatcher Rd, Vincent, AL 35178 Property Records

Shelby County property record for 105 Thatcher Rd, Vincent, AL 35178

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,526 sqft · built 2007
Lot Size	0.607 acres (26,441 sqft)
Owner	Individual Name on File
Tax Bill	$1,207 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072090002002000`

Property Details

APN / Parcel Number

Primary APN	`072090002002000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,526 sqft Heated Area
1st Floor Area	1,526 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	26,441 sqft (0.607 acres)
Lot Dimensions	291 ft deep x 89.8 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	105 THATCHER RD
City	VINCENT
State	AL
Zip	35178-7956
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 9 19S 02E NBRHD: 09 WYNDSOR TRACE R-1
Legal Range	02E
Legal Township	19S
Legal Section	09
Legal Subdivision	WYNDSOR TRACE PH 1
Legal Lot Number	2
Jurisdiction	SHELBY AL
Township / Civil Division	VINCENT
Census Block Group	2
Census Block	2007
Census Tract	30102

Owner

Source: Shelby County records · APN 072090002002000

Assessment roll updated April 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	105 THATCHER RD, VINCENT, AL 35178-7956
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 05, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 08, 2022	Intrafamily Transfer, Transfer · FHA Mortgage ADVANCE MORTGAGE & INVESTMENT
Nov 30, 2017	Deed of Trust, Mortgage · FHA Mortgage ADVANCE MORTGAGE & INVESTMENT CO INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 08, 2022
Deed Sale	Mar 08, 2022
Prior Sale	Apr 02, 2010 · Amount on Record
Deed Document Number	202296720
Prior Transfer Date	Feb 23, 2022
Prior Transfer Doc	0000096720
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	105 THATCHER RD, VINCENT, AL 35178-7956
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000199650
Date	Jul 05, 2023
Instrument	20230705000199650

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2053

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY AL
Recording Date	Mar 08, 2022
Property Address	105 THATCHER RD, VINCENT, AL 35178-7956
Document Number	0000096720
Map Reference	MB 27 PG 63
Instrument Date	Feb 23, 2022
Instrument	20220308000096720
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 THATCHER RD, VINCENT, AL 35178-7956

Mortgage

Document Number	0000096730
Date	Mar 08, 2022
Instrument	20220308000096730

Lender

Name	ADVANCE MORTGAGE & INVESTMENT

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	105 THATCHER RD, VINCENT, AL 35178-7956
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000430240
Date	Nov 30, 2017
Instrument	20171130000430240

Lender

Name	ADVANCE MORTGAGE & INVESTMENT CO INC
Type	Mortgage Company
Address	DAPHNE, AL 36527

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2047

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated April 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Vincent Town
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,207.00 (+21.06%)	$24,640 (+16.23%)	$246,300 (+16.18%) Land $40,000 Building $206,300
2023	$997.00 (+8.61%) Homeowner's exemption	$21,200 (+8.27%)	$212,000 (+8.27%) Land $40,000 Building $172,000
2022	$918.00 Homeowner's exemption	$19,580	$195,800 Land $40,000 Building $155,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shelby County (01117C), as of January 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 78% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 25 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Thatcher Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures