101 Thatcher Rd, Vincent, AL 35178 Property Records

Shelby County property record for 101 Thatcher Rd, Vincent, AL 35178

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,946 sqft · built 2007
Lot Size	0.777 acres (33,846 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Mar 2026)
Tax Bill	$2,573 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072090002001000`

Property Details

APN / Parcel Number

Primary APN	`072090002001000`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,946 sqft Heated Area
1st Floor Area	1,784 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	33,846 sqft (0.777 acres)
Lot Dimensions	291 ft deep x 134 ft wide
Garage Type	Attached
Garage Area	539 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	231 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	101 THATCHER RD
City	VINCENT
State	AL
Zip	35178-7956
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 9 19S 02E NBRHD: 09 WYNDSOR TRACE R-1
Legal Range	02E
Legal Township	19S
Legal Section	09
Legal Subdivision	WINDSOR TRACE PH 1
Legal Lot Number	1
Jurisdiction	SHELBY AL
Township / Civil Division	VINCENT
Census Block Group	2
Census Block	2007
Census Tract	30102

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 THATCHER RD, VINCENT, AL 35178-7956
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Stand-Alone First Mortgage COOSA PINES FCU
Mar 3, 2026	Special Warranty Deed, Transfer
May 25, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2026 · Amount on Record
Deed Sale	Mar 3, 2026 · Amount on Record
Prior Sale	Aug 7, 2025 · Amount on Record
Deed Document Number	202659920
Prior Transfer Date	Aug 6, 2025
Prior Transfer Doc	0000241500
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	101 THATCHER RD, VINCENT, AL 35178-7956
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059930
Date	Mar 3, 2026
Instrument	20260303000059930

Lender

Name	COOSA PINES FCU
Type	Credit Union
Address	VINCENT, AL 35178

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 26, 2056

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Mar 3, 2026
Property Address	101 THATCHER RD, VINCENT, AL 35178-7956
Document Number	0000059920
Map Reference	MB 37 PG 63
Instrument Date	Feb 10, 2026
Instrument	20260303000059920
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 THATCHER RD, VINCENT, AL 35178-7956

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	May 25, 2018
Property Address	101 THATCHER RD, VINCENT, AL 35178-7956
Document Number	0000183840
Map Reference	MB37 PG63
Instrument Date	May 25, 2018
Instrument	20180525000183840
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	SOUTH OAK TITLE TRUSSVILLE L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	101 THATCHER RD, VINCENT, AL 35178-7956

Mortgage

Document Number	0000183850
Date	May 25, 2018
Instrument	20180525000183850

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Vincent Town
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,573.00 (+101.17%) Homeowner's exemption
2025	$1,279.00 (+0.24%)	$26,120 (+0.23%)	$261,100 (+0.19%) Land $40,000 Building $221,100
2024	$1,276.00 (+12.13%) Homeowner's exemption	$26,060 (+8.22%)	$260,600 (+8.22%) Land $40,000 Building $220,600
2023	$1,138.00 Homeowner's exemption	$24,080	$240,800 Land $40,000 Building $200,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 78% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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