105 Thames, Bullard, TX 75757 Property Records

Smith County property record for 105 Thames, Bullard, TX 75757

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,900 sqft · built 2006
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on File
Last Sale	$41,400 (Jul 2005)
Tax Bill	$12,262 (2026)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R130871`

Property Details

APN / Parcel Number

Primary APN	`R130871`
Alternative APN	`1-88580-0000-00-003000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,900 sqft Heated Area
1st Floor Area	2,900 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	31,799 sqft (0.73 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Pool Area	700 sqft
Porch	Slab
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R130871
Street Address	105 THAMES
City	BULLARD
State	TX
Zip	75757-5495
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSOR ESTATES LOT 3
Legal Subdivision	WINDSOR ESTATES
Legal Lot Number	3
Jurisdiction	SMITH TX
Township / Civil Division	BULLARD
Census Block Group	1
Census Block	1002
Census Tract	1915

Owner

105 Thames is owned and occupied by two individuals who bought it in July 2005.

Source: Smith County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 THAMES, BULLARD, TX 75757-5495
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2005 · Amount on File
Deed Sale	Jul 28, 2005 · Amount on File
Deed Document Number	2005R0037175
Prior Transfer Date	Jul 26, 2005
Prior Transfer Doc	0000037175
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	105 THAMES, BULLARD, TX 75757-5495
Document Number	0000010453
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 THAMES BULLARD TX 757575495, BULLARD, TX 75757-5495

Mortgage

Document Number	0000010453
Date	Mar 27, 2020
Instrument	10453

Lender

Name	KELLY CMNTY FCU
Type	Credit Union
Address	TYLER, TX 75703

Agreement

Amount	Amount on Record
Term	120 Months
Due	Mar 26, 2030

Interest

Rate Type	Adjustable Rate
Rate	3.99%

Tax Assessment & Valuation

The 2026 property tax bill for 105 Thames was $12,262 with a homeowner's exemption, up 11.6% from the year before.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bullard Town
County	Smith County
Unified School District	Bullard Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,262.00 (+11.59%) Homeowner's exemption	$669,614 (+6.6%) Land $92,096 Building $577,518	$669,614 (+6.6%) Land $92,096 Building $577,518
2025	$10,988.00 (+6.17%) Homeowner's exemption	$628,175 Land $76,804 Building $551,371	$628,175 Land $76,804 Building $551,371
2024	$10,349.00 (+12.09%)
2023	$9,233.00 (-4.62%) Homeowner's exemption	$548,480 Land $69,958 Building $478,522	$548,480 Land $69,958 Building $478,522
2022	$9,680.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Thames in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Thames is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BULLARD serves 4,500 people · EPA ID TX2120006
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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