104 Thames, Bullard, TX 75757 Property Records

Smith County property record for 104 Thames, Bullard, TX 75757

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,492 sqft · built 2004
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on Record
Last Sale	$366,000 (Aug 2017)
Tax Bill	$13,567 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R130874`

Property Details

APN / Parcel Number

Primary APN	`R130874`
Alternative APN	`1-88580-0000-00-006000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Stories	1 Story
Building Area	2,492 sqft Heated Area
1st Floor Area	2,492 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	32,234 sqft (0.74 acres)
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Pool Area	1 sqft
Porch	Slab
Porch Area	162 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	R130874
Street Address	104 THAMES
City	BULLARD
State	TX
Zip	75757-5483
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSOR ESTATES LOT 6
Legal Subdivision	WINDSOR ESTATES
Legal Lot Number	6
Jurisdiction	SMITH TX
Township / Civil Division	BULLARD
Census Block Group	1
Census Block	1000
Census Tract	1915

Owner

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 THAMES, BULLARD, TX 75757-5483
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Aug 18, 2017	Warranty Deed, Transfer · VA Mortgage WR STARKEY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2017 · Amount on Record
Deed Sale	Aug 18, 2017 · Amount on Record
Prior Sale	May 1, 2009 · Amount on Record
Deed Document Number	2017100034137
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	104 THAMES, BULLARD, TX 75757-5483
Document Number	0000019457
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	104 THAMES BULLARD TX 757575483, BULLARD, TX 75757-5483

Mortgage

Document Number	0000019457
Date	Jun 15, 2020
Instrument	19457

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	Aug 18, 2017
Property Address	104 THAMES, BULLARD, TX 75757-5483
Document Number	0000034137
Instrument Date	Aug 18, 2017
Instrument	34137
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	104 THAMES BULLARD TX 757575483, BULLARD, TX 75757-5483

Mortgage

Document Number	34138
Date	Aug 18, 2017
Instrument	34138

Lender

Name	WR STARKEY MTG
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2047

Tax Assessment & Valuation

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bullard Town
County	Smith County
Unified School District	Bullard Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,567.00 (+8.02%)	$606,926 (+8.02%) Land $93,153 Building $513,773	$606,926 (+8.02%) Land $93,153 Building $513,773
2025	$12,560.00 (+0.22%)	$561,860 (+11.81%) Land $77,723 Building $484,137	$561,860 (+11.81%) Land $77,723 Building $484,137
2024	$12,533.00 (+12.01%)
2023	$11,189.00 (+17.64%)	$502,533 Land $70,915 Building $431,618	$502,533 Land $70,915 Building $431,618
2022	$9,511.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BULLARD serves 4,500 people · EPA ID TX2120006
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Thames

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures