105 Sumac Dr, Prudenville, MI 48651 Property Records

Roscommon County property record for 105 Sumac Dr, Prudenville, MI 48651

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,164 sqft · built 1950
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$149,900 (Apr 2026)
Tax Bill	$1,122 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jul 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`003-580-052-0000`

Property Details

APN / Parcel Number

Primary APN	`003-580-052-0000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,164 sqft Building Perimeter
1st Floor Area	1,164 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	12,632 sqft (0.29 acres)
Garage Area	440 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	105 SUMAC DR
City	PRUDENVILLE
State	MI
Zip	48651-9505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	223 E 1/2 OF LOT 52 - LOTS 53 & 54 PINE OAKS
Legal Subdivision	PINE OAKS
Legal Lot Number	52-54
Jurisdiction	ROSCOMMON MI
Township / Civil Division	DENTON
Census Block Group	3
Census Block	3022
Census Tract	971100

Owner

105 Sumac Dr is owned and occupied by an individual who bought it in April 2026.

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2007 PEARL AVE, WARREN, MI 48091-5117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
Jul 2, 2020	Quit Claim Deed, Transfer Quitclaim
Dec 5, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage AMERIFIRST FINANCIAL
Aug 6, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2026 · Amount on File
Deed Sale	Apr 6, 2026 · Amount on File
Prior Sale	Dec 5, 2019 · Amount on File
Deed Document Number	20262444
Deed Book / Page	1193 / 239
Prior Transfer Date	Jun 18, 2020
Prior Transfer Doc	0000004375
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Apr 6, 2026
Property Address	105 SUMAC DR, PRUDENVILLE, MI 48651-9505
Document Number	0000002444
Book / Page	1193 / 239
Instrument Date	Apr 2, 2026
Instrument	20262444
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$113,549.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2007 PEARL AVE, WARREN, MI 48091-5117

Mortgage

Document Number	0000002445,
Date	Apr 6, 2026
Instrument	20262445

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Jul 2, 2020
Property Address	105 SUMAC DR, PRUDENVILLE, MI 48651-9505
Document Number	1173/10
Book / Page	1173 / 10
Instrument Date	Jun 18, 2020
Instrument	202000004375
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2733 STEECE WAY, LEANDER, TX 78641-3767

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Dec 5, 2019
Property Address	105 SUMAC DR, PRUDENVILLE, MI 48651-9505
Document Number	1171/519
Book / Page	1171 / 519
Instrument Date	Nov 26, 2019
Instrument	201900008330
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2733 STEECE WAY, LEANDER, TX 78641-3767

Mortgage

Document Number	201900008331
Date	Dec 5, 2019
Instrument	201900008331

Lender

Name	AMERIFIRST FINANCIAL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	001171/519
Date	Dec 5, 2019
Book Page	1171/519
Instrument	201900008330

Lender

Name	AMERIFIRST FINANCIAL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	193 Months
Due	Jan 1, 2036

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Aug 6, 2019
Property Address	105 SUMAC DR, PRUDENVILLE, MI 48651-9505
Document Number	1170/217
Book / Page	1170 / 217
Instrument Date	Aug 6, 2019
Instrument	201900005304
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	OVERSEAS HIGHWAY, KEY LARGO, FL 33037

Tax Assessment & Valuation

The 2025 property tax bill for 105 Sumac Dr was $1,122 with a homeowner's exemption.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Denton Township
Unified School District	Houghton Lake Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,600 (+9.7%)	$131,200 (+9.7%)
2025	$1,122.00 Homeowner's exemption	$59,800	$119,600
2023		$45,500	$91,000
2022	$957.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 105 Sumac Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Sumac Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEERFIELD VILLA private · serves 72 people · EPA ID MI0001768
Water Source	Groundwater
Last State Inspection	May 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sumac Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures