220 Sumac Dr, Prudenville, MI 48651 Property Records

Roscommon County property record for 220 Sumac Dr, Prudenville, MI 48651

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,424 sqft · built 1977
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Jul 2026)
Tax Bill	$895 (2025)
Deeds & Mortgages	Oct 2026 Transfer Jul 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`003-581-124-0000`

Property Details

APN / Parcel Number

Primary APN	`003-581-124-0000`

Interior

Full Baths	2 Baths
Building Area	1,424 sqft Building Perimeter
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	10,019 sqft (0.23 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	220 SUMAC DR
City	PRUDENVILLE
State	MI
Zip	48651-8502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-666 P-635 & 636 223 LOTS 124 & 125 1ST ADD TO PINE-OAKS.
Legal Subdivision	PINE-OAKS
Legal Lot Number	124
Jurisdiction	ROSCOMMON MI
Township / Civil Division	DENTON
Census Block Group	3
Census Block	3025
Census Tract	971100

Owner

Source: Roscommon County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	220 SUMAC DR, PRUDENVILLE, MI 48651-8502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 23, 2026	Warranty Deed, Transfer · Conventional Mortgage EMERALD
May 11, 2026	Sheriff's Deed, Foreclosure NONE LISTED ON DOCUMENT
Apr 2, 2026	Sheriff's Deed, Foreclosure NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2026 · Amount on Record
Deed Sale	Jul 23, 2026 · Amount on Record
Prior Sale	May 11, 2026 · Amount on Record
Deed Document Number	20265139
Deed Book / Page	1194 / 235
Last Transfer Date	Oct 1, 2026
Transfer Doc	0000007183
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Oct 12, 2026
Property Address	220 SUMAC DR, PRUDENVILLE, MI 48651-8502
Document Number	0000007183
Book / Page	1194 / 2279
Instrument Date	Oct 1, 2026
Instrument	20267183
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 SUMAC DR, PRUDENVILLE, MI 48651-8502

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Jul 23, 2026
Property Address	220 SUMAC DR, PRUDENVILLE, MI 48651-8502
Document Number	0000005139
Book / Page	1194 / 235
Instrument Date	Jul 9, 2026
Instrument	20265139
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$56,812.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000005140,
Date	Jul 23, 2026
Instrument	20265140

Lender

Name	EMERALD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.52%
Max Rate	-1%

May 2026: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ROSCOMMON MI
Recording Date	May 11, 2026
Property Address	220 SUMAC DR, PRUDENVILLE, MI 48651-8502
Document Number	0000003289
Book / Page	1193 / 1084
Instrument Date	Apr 10, 2026
Instrument	20263289
Transaction Type	Foreclosure
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$13,731.96
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6665 HOGBACK LAKE RD, DAVISBURG, MI 48350-3145

April 2026: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Apr 2, 2026
Property Address	220 SUMAC DR, PRUDENVILLE, MI 48651-8502
Document Number	0000002418
Book / Page	1193 / 213
Instrument Date	Feb 6, 2026
Instrument	20262418
Transaction Type	Foreclosure
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$18,413.31
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Denton Township
Unified School District	Houghton Lake Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,800 (+8.89%)	$139,600 (+8.89%)
2025	$895.00 (+17.3%) Homeowner's exemption	$64,100 (+32.44%)	$128,200 (+32.44%)
2023		$48,400	$96,800
2022	$763.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEERFIELD VILLA private · serves 72 people · EPA ID MI0001768
Water Source	Groundwater
Last State Inspection	May 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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