Pembina County property record for 105 Spruce Ln, Cavalier, ND 58220
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.466 acres (20,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $207,000 (Dec 2024) |
| Tax Bill | $1,556 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2019 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-6970012 |
| Primary APN | 27-6970012 |
|---|
| Lot Area | 20,300 sqft (0.466 acres) |
|---|
| Street Address | 105 SPRUCE LN |
|---|---|
| City | CAVALIER |
| State | ND |
| Zip | 58220-4428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 THE PINES |
| Legal Subdivision | THE PINES |
| Legal Lot Number | 3 |
| Jurisdiction | PEMBINA ND |
| Township / Civil Division | CAVALIER |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 950600 |
105 Spruce Ln is owned and occupied by an individual who bought it in December 2024.
Source: Pembina County records, as of April 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 SPRUCE LN, CAVALIER, ND 58220-4428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED VALLEY BANK |
| Jul 22, 2019 | Warranty Deed, Transfer · Line of Credit UNITED VALLEY BANK |
| May 21, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2024 · Amount on File |
| Deed Sale | Dec 18, 2024 · Amount on File |
| Prior Sale | Jul 22, 2019 · Amount on File |
| Deed Document Number | 2024264691 |
| Prior Transfer Date | Dec 21, 2010 |
| Prior Transfer Doc | 0000240184 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEMBINA ND |
| Property Address | 105 SPRUCE LN, CAVALIER, ND 58220-4428 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2020 |
| Title Company | GRAND FORKS ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 257044 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 257044 |
| Name | UNITED VALLEY BANK |
|---|---|
| Type | Bank |
| Address | GRAND FORKS, ND 58201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PEMBINA ND |
| Recording Date | Jul 22, 2019 |
| Property Address | 105 SPRUCE LN, CAVALIER, ND 58220-4428 |
| Document Number | 0000255520 |
| Instrument Date | Jul 22, 2019 |
| Instrument | 255520 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 105 SPRUCE LN, CAVALIER, ND 58220-4428 |
| Document Number | 0000255519 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 255519 |
| Name | UNITED VALLEY BANK |
|---|---|
| Type | Government Agency |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 63 Months |
| Due | Sep 30, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PEMBINA ND |
| Recording Date | May 21, 2018 |
| Property Address | 105 SPRUCE LN, CAVALIER, ND 58220-4428 |
| Document Number | 0000253841 |
| Instrument Date | May 15, 2018 |
| Instrument | 253841 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 105 SPRUCE LN, CAVALIER, ND 58220-4428 |
The 2025 property tax bill for 105 Spruce Ln was $1,556.
Source: Pembina County assessment roll, as of April 10, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Pembina County |
| Municipality | Cavalier City |
| Unified School District | Cavalier Public School District 6 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,556.00 | $103,968 Land $9,610 Building $94,358 | $207,937 Land $19,220 Building $188,717 |
| 2023 | $3,220.00 | $100,003 Land $9,244 Building $90,759 | $200,005 Land $18,487 Building $181,518 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 105 Spruce Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Spruce Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 87% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAVALIER serves 1,302 people · EPA ID ND3400170 |
|---|---|
| Water Source | Purchased groundwater from NORTHEAST RWD- NORTH VALLEY BRANCH |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Polar Telecommunications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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