Pembina County property record for 203 Spruce Ln, Cavalier, ND 58220
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.28 acres (55,809 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,954 (2025) |
| Deeds & Mortgages | Sep 2008 Line of Credit Mar 2009 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-6970015 |
| Primary APN | 27-6970015 |
|---|
| Lot Area | 55,809 sqft (1.28 acres) |
|---|
| Street Address | 203 SPRUCE LN |
|---|---|
| City | CAVALIER |
| State | ND |
| Zip | 58220-4427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 THE PINES |
| Legal Subdivision | THE PINES |
| Legal Lot Number | 6 |
| Jurisdiction | PEMBINA ND |
| Township / Civil Division | CAVALIER |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 950600 |
203 Spruce Ln is owned and occupied by two individuals who acquired it in May 2025.
Source: Pembina County records, as of April 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 203 SPRUCE LN, CAVALIER, ND 58220-4427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 4, 2008 | Deed of Trust, Mortgage · Line of Credit RAMSEY NATIONAL BANK & TRUST CO |
| Mar 10, 2009 | Deed of Trust, Mortgage RAMSEY NATIONAL BANK & TRUST CO |
| Feb 28, 2014 | Deed of Trust, Mortgage RAMSEY NATIONAL BANK |
| May 29, 2025 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 29, 2025 |
| Transfer Doc | 0000265519 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEMBINA ND |
| Property Address | 203 SPRUCE LN, CAVALIER, ND 58220-4427 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000235950 |
|---|---|
| Date | Sep 4, 2008 |
| Instrument | 235950 |
| Name | RAMSEY NATIONAL BANK & TRUST CO |
|---|---|
| Address | CAVALIER, ND 58220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Mar 3, 2009 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEMBINA ND |
| Property Address | 203 SPRUCE LN, CAVALIER, ND 58220-4427 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000236886 |
|---|---|
| Date | Mar 10, 2009 |
| Instrument | 236886 |
| Name | RAMSEY NATIONAL BANK & TRUST CO |
|---|---|
| Address | CAVALIER, ND 58220 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Mar 1, 2014 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEMBINA ND |
| Property Address | 203 SPRUCE LN, CAVALIER, ND 58220-4427 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000246516 |
|---|---|
| Date | Feb 28, 2014 |
| Instrument | 246516 |
| Name | RAMSEY NATIONAL BANK |
|---|---|
| Address | DEVILS LAKE, ND 58301 |
| Amount | Amount on Record |
|---|---|
| Term | 62 Months |
| Due | Apr 24, 2019 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | PEMBINA ND |
| Recording Date | May 29, 2025 |
| Property Address | 203 SPRUCE LN, CAVALIER, ND 58220-4427 |
| Document Number | 0000265519 |
| Instrument Date | May 29, 2025 |
| Instrument | 265519 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 203 SPRUCE LN, CAVALIER, ND 58220-4427 |
The 2025 property tax bill for 203 Spruce Ln was $2,954.
Source: Pembina County assessment roll, as of April 10, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Pembina County |
| Municipality | Cavalier City |
| Unified School District | Cavalier Public School District 6 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,954.00 | $152,735 Land $12,150 Building $140,585 | $305,469 Land $24,299 Building $281,170 |
| 2023 | $4,157.00 | $146,908 Land $11,686 Building $135,222 | $293,817 Land $23,372 Building $270,445 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 203 Spruce Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 203 Spruce Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of North Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAVALIER serves 1,302 people · EPA ID ND3400170 |
|---|---|
| Water Source | Purchased groundwater from NORTHEAST RWD- NORTH VALLEY BRANCH |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Polar Telecommunications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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