St. Clair County property record for 105 Spring St, Yale, MI 48097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,343 sqft · built 1928 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,052 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-08-178-0018-000 |
| Primary APN | 74-08-178-0018-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,343 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 884 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 105 SPRING ST |
|---|---|
| City | YALE |
| State | MI |
| Zip | 48097-3445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLK 2 CHAMBERLAINS ADD TO THE VILLAGE OF BROCKWAY CENTER |
| Legal Subdivision | CHAMBERLAINS ADD |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Legal Unit | 5 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | YALE |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 655100 |
Source: St. Clair County records · APN 74-08-178-0018-000
Assessment roll updated October 7, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 SPRING ST, YALE, MI 48097-3445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 08, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 21, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Mar 31, 2026 |
| Transfer Doc | 0005913908 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 08, 2026 |
| Property Address | 105 SPRING ST, YALE, MI 48097-3445 |
| Document Number | 0005913908 |
| Book / Page | 5913 / 908 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20267023 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 105 SPRING ST, YALE, MI 48097-3445 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 105 SPRING ST, YALE, MI 48097-3445 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2022 |
| Name | Verified Name |
|---|---|
| Address | 105 SPRING ST, YALE, MI 48097-3445 |
| Document Number | 0005544457 |
|---|---|
| Date | Jul 21, 2022 |
| Book Page | 5544/457 |
| Instrument | 2022017407 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | Jun 01, 2032 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Yale City |
| Unified School District | Yale Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,052.00 (-52.03%) | $73,700 (+16.8%) | |
| 2024 | $2,193.00 (+9.05%) | $147,400 (+16.8%) | |
| 2023 | $63,100 | ||
| 2022 | $2,011.00 | $126,200 |
Source: FEMA National Flood Hazard Layer as of July 20, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Agri-Valley Communications Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 231 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF YALE serves 1,900 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Apr 2021 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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