103 Spring St, Yale, MI 48097 Property Records

St. Clair County property record for 103 Spring St, Yale, MI 48097 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1934
Square Footage	1,560 sqft Living Area
Lot Size	8,015 sqft (0.183 acres)
Garage	308 sqft
Occupancy	Owner Occupied
Last Sale	$95,000 (2015)
Tax Bill	$2,204.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`74-08-178-0010-000`

Interior

Full Baths	2 Baths
Building Area	1,560 sqft Living Area
Basement Area	816 sqft Basement

Exterior

Year Built	Built 1934
Lot Area	8,015 sqft (0.183 acres)
Depth X Width	132 ft x 62 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Area	308 sqft Garage

Utilities and HVAC

Heating System	Forced Air Heating

Location & Zoning

Account Number	74081780010000
Street Address	103 SPRING ST
City	YALE
State	MI
Zip	48097-3445
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S 68 FT OF LOT 1 & E 10 FT OF S 68 FT OF LOT 2 & W 56 FT OF E 66 FT OF S 51 FT OF LOT 2 BLK 2 CHAMBERLAINS ADD TO THE VILLAGE
Legal Subdivision	CHAMBERLAINS ADD
Legal Block	2
Legal Lot Number	1-2
Legal Unit	1,2,2
Jurisdiction	SAINT CLAIR MI
Minor Civil Division	YALE
Census Blockgroup	1
Census Block	1040
Census Tract	655100

Owner

Source: St. Clair County records · APN 74-08-178-0010-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	103 SPRING ST, YALE, MI 48097-3445
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 18, 2015 · Amount on Record
Deed Sale	Aug 18, 2015 · Amount on Record
Deed Doc Number	2015019261
Deed Book / Page	4631 / 393
Record Refreshed	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	103 SPRING ST, YALE, MI 48097-3445
Transaction Type	Mortgage
Record Updated	Oct 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SPRING ST, YALE, MI 48097-3445

Mortgage

Document Number	5420369
Date	Sep 13, 2021
Book Page	5420/369
Instrument	2021026123

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Jul 01, 2036

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Yale City
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$86,600 (+16.87%)
2024	$2,204.00 (+8.57%)		$173,200 (+16.87%)
2023		$74,100
2022	$2,030.00		$148,200

Flood & Wildfire

103 Spring St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · St. Clair County (26147C), updated July 20, 2022

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.