105 Spring Cir, Smithville, TN 37166 Property Records

DeKalb County property record for 105 Spring Cir, Smithville, TN 37166

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,836 sqft · built 2001
Lot Size	0.369 acres (16,092 sqft)
Owner	Individual Name on Record
Last Sale	$7,500 (Jan 2000)
Tax Bill	$1,210 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021070K C 03000`

Property Details

APN / Parcel Number

Primary APN	`021070K C 03000`
Alternative APN	`070K C 03000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,836 sqft Living Area
1st Floor Area	1,107 sqft
Upper Floors Area	729 sqft
Basement Area	1,107 sqft
Unfinished Basement	1,107 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	16,092 sqft (0.369 acres)
Lot Dimensions	120 ft deep x 123 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	552 sqft
Carport	Carport
Carport Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	246 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	105 SPRING CIR
City	SMITHVILLE
State	TN
Zip	37166-5249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 25; SUBDIVISION: FOUR SEASONS SEC III
Legal Subdivision	FOUR SEASONS SEC III
Legal Lot Number	154
Jurisdiction	DE KALB TN
Township / Civil Division	5
Census Block Group	1
Census Block	1010
Census Tract	920102

Owner

Source: DeKalb County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 SPRING CIR, SMITHVILLE, TN 37166-5249
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · VA Mortgage NONE LISTED ON DOCUMENT
Mar 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2000 · Amount on Record
Deed Sale	Jan 10, 2000 · Amount on Record
Prior Sale	Apr 10, 1989
Deed Book / Page	112 / 442
Transfer Doc	0112000442
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Recording Date	May 1, 2026
Property Address	105 SPRING CIR, SMITHVILLE, TN 37166-5249
Document Number	0000224191
Book / Page	619 / 279
Instrument Date	Apr 24, 2026
Instrument	2026224191
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	105 SPRING CIR, SMITHVILLE, TN 37166-5249

Mortgage

Document Number	0000224191,
Date	May 1, 2026
Book Page	619/279
Instrument	2026224191

Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	105 SPRING CIR, SMITHVILLE, TN 37166-5249
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004070535
Date	Mar 1, 2017
Book Page	407/535

Lender

Name	HOME POINT FINANCIAL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.36%
Type Change Date	Mar 1, 2018

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,210.00	$48,200 (-) Land $2,500 Building $45,700
2023		$48,200 Land $2,500 Building $45,700
2021			$192,800 Land $10,000 Building $182,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEWHITE UTILITY DISTRICT serves 8,467 people · EPA ID TN0000190
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Also Mapped Here	DEKALB UTILITY DISTRICT #1, DEKALB UTILITY DISTRICT #4
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DeKalb Telephone Cooperative Fiber	1,000 / 1,000

May also be available: Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Spring Cir

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