314 Spring Cir, Smithville, TN 37166 Property Records

DeKalb County property record for 314 Spring Cir, Smithville, TN 37166

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 2006
Lot Size	0.642 acres (28,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Sep 2019)
Tax Bill	$1,350 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`021070N B 02700`

Property Details

APN / Parcel Number

Primary APN	`021070N B 02700`
Alternative APN	`070N B 02700`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	3 Stories
Building Area	1,456 sqft Living Area
1st Floor Area	532 sqft
Upper Floors Area	924 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	28,000 sqft
Lot Dimensions	100 ft deep x 280 ft wide
Terrain	Rolling
Garage Type	Mixed
Garage Area	280 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	544 sqft
Deck Area	72 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	314 SPRING CIR
City	SMITHVILLE
State	TN
Zip	37166-5248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 25; SUBDIVISION: FOUR SEASONS OF TN; BLOCK: 7
Legal Subdivision	FOUR SEASONS OF TN
Legal Block	7
Legal Lot Number	329
Jurisdiction	DE KALB TN
Township / Civil Division	5
Census Block Group	1
Census Block	1013
Census Tract	920102

Owner

Source: DeKalb County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 SPRING CIR, SMITHVILLE, TN 37166-5248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage ASCEND FEDERAL CREDIT UNION
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ASCEND FEDERAL CREDIT UNION
Sep 26, 2019	Warranty Deed, Transfer NOT AVAILABLE
Jun 21, 2017	Warranty Deed, Transfer · Conventional Mortgage LOAN DEPOT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2019 · Amount on Record
Deed Sale	Sep 26, 2019 · Amount on Record
Prior Sale	Jun 21, 2017 · Amount on Record
Deed Document Number	188952
Deed Book / Page	452 / 657
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	314 SPRING CIR, SMITHVILLE, TN 37166-5248
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 SPRING CIR, SMITHVILLE, TN 37166-5248

Mortgage

Document Number	0005450000000343
Date	Mar 14, 2023
Book Page	0000000545/0000000343
Instrument	208322

Lender

Name	ASCEND FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	314 SPRING CIR, SMITHVILLE, TN 37166-5248
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 SPRING CIR, SMITHVILLE, TN 37166-5249

Mortgage

Document Number	0005080000000305
Date	Oct 20, 2021
Book Page	0000000508/0000000305
Instrument	200180

Lender

Name	ASCEND FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Sep 26, 2019
Property Address	314 SPRING CIR, SMITHVILLE, TN 37166-5248
Document Number	0000188952
Book / Page	000452 / 000657
Instrument Date	Sep 16, 2019
Instrument	188952
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,110.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 SPRING CIR SMITHVILLE TN 37166, SMITHVILLE, TN 37166

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Jun 21, 2017
Property Address	314 SPRING CIR, SMITHVILLE, TN 37166-5248
Document Number	0004120593
Book / Page	000412 / 000593
Instrument Date	Jun 16, 2017
Transaction Type	Transfer
Record Updated	Oct 9, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,037.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 SPRING CIR SMITHVILLE TN 37166, SMITHVILLE, TN 37166

Mortgage

Document Number	4120595
Date	Jun 21, 2017
Book Page	000412/000595

Lender

Name	LOAN DEPOT
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 20, 2032

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,350.00 (+45.01%)	$53,775 (-) Land $2,500 Building $51,275
2023		$53,775 (-) Land $2,500 Building $51,275
2022	$931.00	$53,775 Land $2,500 Building $51,275	$215,100 (-) Land $10,000 Building $205,100
2021			$215,100 Land $10,000 Building $205,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEWHITE UTILITY DISTRICT serves 8,467 people · EPA ID TN0000190
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Also Mapped Here	DEKALB UTILITY DISTRICT #1, DEKALB UTILITY DISTRICT #4
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DeKalb Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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