105 Skipper Ln, Chester, MD 21619 Property Records

Queen Anne's County property record for 105 Skipper Ln, Chester, MD 21619

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,795 sqft · built 1977
Lot Size	0.505 acres (22,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,339 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-004043`

Property Details

APN / Parcel Number

Primary APN	`04-004043`
Alternative APNs	`4004043` `004043`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,795 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,000 sqft (0.505 acres)
Lot Dimensions	220 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	357 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	004043
Street Address	105 SKIPPER LN
City	CHESTER
State	MD
Zip	21619-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-15
Legal Description	LOT 37, BLK B CASTLE MARINA
Legal Subdivision	CASTLE MARINA
Legal Block	B
Legal Lot Number	37
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	4
Census Block	4049
Census Tract	810800

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 SKIPPER LN, CHESTER, MD 21619-2513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK
Apr 1, 2024	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jul 20, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Aug 23, 2019	Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG
Jun 11, 2018	Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Recording Date	May 6, 2026
Property Address	105 SKIPPER LN, CHESTER, MD 21619-2513
Document Number	4777000262
Book / Page	4777 / 262
Instrument Date	May 1, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SKIPPER LN, CHESTER, MD 21619-2513

Mortgage

Document Number	4777000262,
Date	May 6, 2026
Book Page	4777/262

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	105 SKIPPER LN, CHESTER, MD 21619-2513
Transaction Type	Mortgage
Record Updated	Apr 15, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043620216
Date	Apr 1, 2024
Book Page	4362/216

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	105 SKIPPER LN, CHESTER, MD 21619-2513
Document Number	0034000046
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 SKIPPER LN CHESTER MD 216192513, CHESTER, MD 21619-2513

Mortgage

Document Number	0034000046
Date	Jul 28, 2020
Book Page	003400/000046

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	105 SKIPPER LN, CHESTER, MD 21619-2513
Document Number	0032040028
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 SKIPPER LN CHESTER MD 216192513, CHESTER, MD 21619-2513

Mortgage

Document Number	0032040028
Date	Nov 15, 2019
Book Page	003204/000028

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	105 SKIPPER LN, CHESTER, MD 21619-2513
Document Number	0029170076
Instrument Date	Jun 11, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018
Title Company	SOLIDIFI TITLE AND CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	105 SKIPPER LN CHESTER MD 216192513, CHESTER, MD 21619-2513

Mortgage

Document Number	0029170076
Date	Jun 15, 2018
Book Page	002917/000076

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2048

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,200 (+9.67%) Land $174,200 Building $191,000	$365,200 (+9.67%) Land $174,200 Building $191,000
2025	$3,339.00 (+6.47%) Homeowner's exemption
2023	$3,136.00 Homeowner's exemption	$333,000 Land $161,700 Building $171,300	$333,000 Land $161,700 Building $171,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 individual policies
Nearby Flood Policies	102 units insured incl. 22 condo units
Nearby Flood Claims	2 (2003–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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