103 Skipper Ln, Chester, MD 21619 Property Records

Queen Anne's County property record for 103 Skipper Ln, Chester, MD 21619

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,512 sqft · built 1976
Lot Size	0.497 acres (21,645 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,009 (Aug 2023)
Tax Bill	$3,556 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-004051`

Property Details

APN / Parcel Number

Primary APN	`04-004051`
Alternative APNs	`4004051` `004051`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	21,645 sqft (0.497 acres)
Lot Dimensions	195 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	640 sqft
Porch	Slab
Porch Area	297 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	004051
Street Address	103 SKIPPER LN
City	CHESTER
State	MD
Zip	21619-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-15
Legal Description	LOT 38, BLOCK B CASTLE MARINA
Legal Subdivision	CASTLE MARINE
Legal Block	B
Legal Lot Number	38
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	4
Census Block	4049
Census Tract	810800

Owner

Source: Queen Anne's County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 SKIPPER LN, CHESTER, MD 21619-2513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
Jul 14, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 9, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2023 · Amount on Record
Deed Sale	Aug 15, 2023 · Amount on Record
Prior Sale	Aug 19, 2015 · Amount on Record
Deed Book / Page	4264 / 22
Transfer Doc	0012680045
Record Updated	Sep 20, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Aug 15, 2023
Property Address	103 SKIPPER LN, CHESTER, MD 21619-2513
Document Number	0042640022
Book / Page	4264 / 22
Map Reference	LB TSP 60 FO 573
Instrument Date	Aug 15, 2023
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	ATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,012.52
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	103 SKIPPER LN, CHESTER, MD 21619-2513

Mortgage

Document Number	0042640028
Date	Aug 15, 2023
Instrument	4264-0028

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	103 SKIPPER LN, CHESTER, MD 21619-2513
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027330286
Date	Jul 14, 2017
Book Page	2733/286
Instrument	2733-286

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Sep 1, 2045

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	103 SKIPPER LN, CHESTER, MD 21619-2513
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SKIPPER LN, CHESTER, MD 21619-2513

Mortgage

Document Number	0040930221
Date	Aug 9, 2022
Book Page	4093/221

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$394,600 (+4.53%) Land $174,100 Building $220,500	$394,600 (-) Land $174,100 Building $220,500
2025	$3,556.00 (+9.99%)	$377,500 (+9.96%)	$394,600 (+14.94%) Land $174,100 Building $220,500
2023	$3,233.00	$343,300 Land $161,600 Building $181,700	$343,300 Land $161,600 Building $181,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 individual policies
Nearby Flood Policies	102 units insured incl. 22 condo units
Nearby Flood Claims	2 (2003–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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