105 Siasconset Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 105 Siasconset Ln, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,173 sqft · built 2021
Lot Size	0.098 acres (4,269 sqft)
Owner	Company Name on File
Last Sale	$1,316,900 (Mar 2021)
Tax Bill	$18,299 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16207-000-0340`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16207-000-0340`
Alternative APN	`20-318-16207-000-0340`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	3 Stories
Building Area	4,173 sqft Living Area
Gross Area	5,612 sqft
Flooring	Tile

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	4,269 sqft (0.098 acres)
Lot Dimensions	95 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	650 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	105 SIASCONSET LN
City	INLET BEACH
State	FL
Zip	32461-1062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TND
Legal Description	LOT 34 PROMINENCE PHS 3 SOUTH PB 21-34 OR 3189-3063
Legal Range	018
Legal Township	03S
Legal Section	20
Legal Subdivision	SOUTH
Legal Block	3
Legal Lot Number	34
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1037
Census Tract	950611

Owner

105 Siasconset Ln is owned by a company that bought it in March 2021 and is owner-occupied.

Source: Walton County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	105 SIASCONSET LN, INLET BEACH, FL 32461-1062
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL BANK & TRUST COMPANY
Jul 20, 2021	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK & TRUST COMPANY
Mar 25, 2021	Special Warranty Deed, Subdivision Related Transfer · Line of Credit COMMERCIAL BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2021 · Amount on File
Deed Sale	Mar 25, 2021 · Amount on File
Deed Document Number	202114435
Deed Book / Page	3189 / 3063
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	105 SIASCONSET LN, INLET BEACH, FL 32461-1062
Transaction Type	Mortgage
Record Updated	Feb 21, 2023
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6608 MAY HOLLOW CV, MEMPHIS, TN 38119-6638

Mortgage

Document Number	0032074655
Date	Jul 20, 2021
Book Page	3207/4655
Instrument	20210036251

Lender

Name	COMMERCIAL BANK & TRUST COMPANY
Type	Bank
Address	MEMPHIS, TN 38117

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	176 Months
Due	Mar 1, 2036

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	105 SIASCONSET LN, INLET BEACH, FL 32461-1062
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6608 MAY HOLLOW CV, MEMPHIS, TN 38119-6638

Mortgage

Document Number	0032074680
Date	Jul 20, 2021
Book Page	3207/4680
Instrument	20210036252

Lender

Name	COMMERCIAL BANK & TRUST COMPANY
Type	Bank
Address	MEMPHIS, TN 38117

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 25, 2021
Property Address	105 SIASCONSET LN, INLET BEACH, FL 32461-1062
Document Number	0031893063
Book / Page	3189 / 3063
Map Reference	MB 21 PG 34&35
Instrument Date	Feb 25, 2021
Instrument	20210014435
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 7, 2023
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,218.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SIASCONSET LN, INLET BEACH, FL 32461-1062

Mortgage

Document Number	0031893066
Date	Mar 25, 2021
Instrument	3189/3066

Lender

Name	COMMERCIAL BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0031893461
Date	Mar 25, 2021
Book Page	3189/3461
Instrument	20210014516

Lender

Name	COMMERCIAL BANK & TRUST COMPANY
Type	Bank
Address	MEMPHIS, TN 38117

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 105 Siasconset Ln was $18,299, down 8.2% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,299.00 (-8.22%)	$2,025,203 Land $500,000 Building $1,525,203	$2,025,203 Land $500,000 Building $1,525,203
2024	$19,937.00 (+4.7%)
2023	$19,042.00 (+11.93%)	$2,182,676 (+18.9%) Land $500,000 Building $1,682,676	$2,182,676 (+18.9%) Land $500,000 Building $1,682,676
2022	$17,012.00	$1,835,713 Land $360,750 Building $1,474,963	$1,835,713 Land $360,750 Building $1,474,963

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Siasconset Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Siasconset Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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