105 S Joyce St, Waco, TX 76705 Property Records

McLennan County property record for 105 S Joyce St, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,502 sqft · built 1962
Lot Size	0.229 acres (9,975 sqft)
Owner	Individual Name on Record
Last Sale	$196,300 (May 2022)
Tax Bill	$2,387 (2025)
Deeds & Mortgages	May 2022 Second Mortgage Oct 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`20-035600-005100-7`

Property Details

APN / Parcel Number

Primary APN	`20-035600-005100-7`
Alternative APNs	`2003560000510070111` `115142`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,502 sqft Living Area
Gross Area	1,977 sqft
1st Floor Area	1,502 sqft
Flooring	Carpet

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1979
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	133 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	475 sqft
Driveway	Concrete Driveway
Driveway Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	105 S JOYCE ST
City	WACO
State	TX
Zip	76705-1343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	NORTHDALE LOT 3 BLOCK 4 ACRES .229
Legal Subdivision	NORTHDALE
Legal Block	4
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2004
Census Tract	3200

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 S JOYCE ST, WACO, TX 76705-1343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Vendor's Lien, Subdivision Related Transfer · Stand-Alone Second Mortgage WALT FAIR
Oct 15, 2019	Loan Modification, Mortgage AMERICAN BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2022 · Amount on Record
Deed Sale	May 16, 2022 · Amount on Record
Prior Sale	Mar 7, 2013 · Amount on Record
Deed Document Number	202219653
Prior Transfer Date	Mar 5, 2013
Prior Transfer Doc	0000007234
Record Updated	Oct 29, 2026

May 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 16, 2022
Property Address	105 S JOYCE ST, WACO, TX 76705-1343
Document Number	0000019653
Map Reference	VOL 862 PG 340
Instrument Date	Apr 29, 2022
Instrument	2022019653
Transaction Type	Subdivision Related Transfer
Record Updated	May 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 S JOYCE ST, WACO, TX 76705-1343

Mortgage

Document Number	0000019654
Date	May 16, 2022
Instrument	2022019654

Lender

Name	WALT FAIR
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 1, 2047

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	105 S JOYCE ST, WACO, TX 76705-1343
Document Number	0000035752
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 SUN VALLEY BLVD HEWITT TX 766433510, HEWITT, TX 76643-3510

Mortgage

Document Number	0000035752
Date	Oct 25, 2019
Instrument	35752

Lender

Name	AMERICAN BK NA
Address	WACO, TX 76715-4068

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lacy-Lakeview City
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,192 (-12.97%) Land $35,511 Building $139,681	$175,192 (-12.97%) Land $35,511 Building $139,681
2025	$2,387.00 (-6.32%) Homeowner's exemption	$201,300 (-3.24%) Land $32,320 Building $168,980	$201,300 (-3.24%) Land $32,320 Building $168,980
2024	$2,548.00 (+1.47%)
2023		$208,030 Land $32,320 Building $175,710	$208,030 Land $32,320 Building $175,710
2022	$2,511.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033
Water Source	Purchased surface water from CITY OF WACO
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T.

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