103 S Joyce St, Waco, TX 76705 Property Records

McLennan County property record for 103 S Joyce St, Waco, TX 76705

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,160 sqft · built 1964
Lot Size0.23 acres (10,049 sqft)
OwnerIndividual Name on File
Tax Bill$2,183 (2024)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN200356000050000

Property Details

APN / Parcel Number

Primary APN200356000050000
Alternative APNs
  • 2003560000500000111
  • 115141

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,160 sqft Living Area
Gross Area1,663 sqft
1st Floor Area1,160 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1988
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area10,049 sqft (0.23 acres)
Lot Dimensions134 ft deep x 75 ft wide
Garage TypeAttached
Garage Area503 sqft
DrivewayDriveway
Driveway Area450 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area48 sqft
FenceFence
Storage Building240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number115141
Old Parcel Number2003560000500000111
Street Address103 S JOYCE ST
CityWACO
StateTX
Zip76705-1343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionNORTHDALE LOT 2 BLOCK 4 ACRES .2307
Legal SubdivisionNORTHDALE
Legal Block4
Legal Lot Number2
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2004
Census Tract3200

Owner

Source: McLennan County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address103 S JOYCE ST, WACO, TX 76705-1343
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 2, 2021
Deed SaleAug 2, 2021
Deed Document Number2021030369
Record UpdatedJun 8, 2026

August 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateAug 2, 2021
Property Address103 S JOYCE ST, WACO, TX 76705-1343
Document Number0000030369
Map ReferenceVOL 862 PG 340
Instrument DateJul 30, 2021
Instrument2021030369
Transaction TypeTransfer
Record UpdatedAug 16, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 S JOYCE ST, WACO, TX 76705-1343

Mortgage

Document Number0000030370
DateAug 2, 2021
Instrument2021030370
Lender
NameCORNERSTONE HOME LENDING INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityLacy-Lakeview City
Unified School DistrictConnally Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$177,820 (-4.32%) Land $32,360 Building $145,460$177,820 (-4.32%) Land $32,360 Building $145,460
2024$2,183.00 (-33.63%)
2023$185,840 Land $32,360 Building $153,480$185,840 Land $32,360 Building $153,480
2022$3,289.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LACY LAKEVIEW
serves 7,275 people · EPA ID TX1550033
Water SourcePurchased surface water from CITY OF WACO
Last State InspectionNov 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Radiate Holdings
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
AMG Technology Investment Group
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Helmsco
Fixed Wireless
100 / 20

May also be available: AT&T.

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