105 Ruth Ave, Severance, CO 80546 Property Records

Weld County property record for 105 Ruth Ave, Severance, CO 80546

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,130 sqft · built 1996
Lot Size	0.169 acres (7,380 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Dec 2020)
Tax Bill	$2,749 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8070-12-0-30-03`

Property Details

APN / Parcel Number

Primary APN	`8070-12-0-30-03`
Alternative APNs	`0807-01-2-03-003` `R6898197`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,130 sqft Living Area
Gross Area	3,156 sqft
1st Floor Area	1,290 sqft
Basement Area	1,290 sqft
Finished Basement	840 sqft
Unfinished Basement	450 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,380 sqft (0.169 acres)
Garage Type	Attached
Garage Area	576 sqft
Porch	Porch
Porch Area	610 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R6898197
Street Address	105 RUTH AVE
City	SEVERANCE
State	CO
Zip	80546-5021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEV L21 BLK2 2ND REP FRANKLINS ADD
Legal Range	67W
Legal Township	6N
Legal Section	1
Legal Subdivision	FRANKLINS ADD 2ND RPLT
Legal Block	2
Legal Lot Number	21
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2013
Census Tract	2208

Owner

Source: Weld County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 RUTH AVE, SEVERANCE, CO 80546-5021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Dec 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 23, 2017	Deed of Trust, Mortgage · VA Mortgage BBMC MORTGAGE LLC
Dec 22, 2020	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 23, 2017	Grant Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Prior Sale	Feb 23, 2017 · Amount on Record
Deed Document Number	20204664205
Last Transfer Date	Dec 8, 2021
Transfer Doc	0004785173
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	105 RUTH AVE, SEVERANCE, CO 80546-5021
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005069327
Date	Dec 1, 2025
Instrument	5069327

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2045

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELD CO
Recording Date	Dec 15, 2021
Property Address	105 RUTH AVE, SEVERANCE, CO 80546-5021
Document Number	0004785173
Instrument Date	Dec 8, 2021
Instrument	4785173
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	105 RUTH AVE, SEVERANCE, CO 80546-5021

Mortgage

Document Number	0004785174
Date	Dec 15, 2021
Instrument	4785174

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	105 RUTH AVE, SEVERANCE, CO 80546-5021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004304461
Date	May 23, 2017
Instrument	4304461

Lender

Name	BBMC MORTGAGE LLC
Type	Government Agency
Address	LOMBARD, IL 60148

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

December 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	Dec 22, 2020
Property Address	105 RUTH AVE, SEVERANCE, CO 80546-5021
Document Number	0004664205
Instrument Date	Dec 21, 2020
Instrument	4664205
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	FITCO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 RUTH AVE, SEVERANCE, CO 80546-5021

Mortgage

Document Number	0004664206
Date	Dec 22, 2020
Instrument	4664206

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WELD CO
Recording Date	Feb 23, 2017
Property Address	105 RUTH AVE, SEVERANCE, CO 80546-5021
Document Number	0004280682
Instrument Date	Jun 28, 2016
Instrument	4280682
Transaction Type	Transfer
Record Updated	Mar 17, 2017
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$27.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 RUTH AVE SEVERANCE CO 80546, SEVERANCE, CO 80546

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Severance Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,750 (-2.12%) Land $5,260 Building $21,490	$437,204 (-) Land $86,000 Building $351,204
2025	$2,749.00 (+31.78%)	$27,330 (+6.51%) Land $5,380 Building $21,950	$437,204 (+15.26%) Land $86,000 Building $351,204
2024	$2,086.00 (+8.87%)
2023	$1,916.00	$25,660 Land $5,680 Building $19,980	$379,309 Land $84,000 Building $295,309

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SEVERANCE serves 11,733 people · EPA ID CO0162707
Water Source	Purchased surface water from NORTH WELD COUNTY WD
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Visionary Broadband Fixed Wireless	100 / 20

May also be available: LightGig Communications, Vistabeam.

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