208 Ruth Ave, Severance, CO 80546 Property Records

Weld County property record for 208 Ruth Ave, Severance, CO 80546

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,962 sqft · built 1997
Lot Size	0.203 acres (8,819 sqft)
Owner	Company Name on File
Last Sale	$326,500 (Jan 2019)
Tax Bill	$2,524 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8070-12-0-50-04`

Property Details

APN / Parcel Number

Primary APN	`8070-12-0-50-04`
Alternative APNs	`0807-01-2-05-004` `R7131398`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,962 sqft Living Area
Gross Area	2,362 sqft
Basement Area	633 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Exterior Material	Frame Hardboard
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,819 sqft (0.203 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Slab
Porch Area	732 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R7131398
Street Address	208 RUTH AVE
City	SEVERANCE
State	CO
Zip	80546-5022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEV 1HH L4 BLK2 HUNTER HILL PHASE I
Legal Range	67W
Legal Township	6N
Legal Section	1
Legal Subdivision	HUNTER HILL SUB PHASE 1
Legal Phase	1
Legal Block	2
Legal Lot Number	4
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2019
Census Tract	2208

Owner

208 Ruth Ave is owned by a company that bought it in January 2019.

Source: Weld County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	1530 16TH ST, 5, DENVER, CO 80202-1464
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Jan 14, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2019 · Amount on File
Deed Sale	Jan 14, 2019 · Amount on File
Prior Sale	Apr 22, 2013 · Amount on File
Deed Document Number	20194459635
Prior Transfer Date	Dec 17, 1997
Prior Transfer Doc	0002587025
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	208 RUTH AVE, SEVERANCE, CO 80546-5022
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004605638
Date	Jul 7, 2020
Instrument	4605638

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Jan 14, 2019
Property Address	208 RUTH AVE, SEVERANCE, CO 80546-5022
Document Number	0004459635
Instrument Date	Jan 8, 2019
Instrument	4459635
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6607 HOLYOKE CT, FORT COLLINS, CO 80525-7015

Mortgage

Document Number	0004459636
Date	Jan 14, 2019
Instrument	4459636

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 208 Ruth Ave was $2,524, up 3.1% from the year before.

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Severance Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,470 (-2.08%) Land $5,200 Building $19,270	$399,910 (-) Land $85,000 Building $314,910
2025	$2,524.00 (+3.06%)	$24,990 Land $5,310 Building $19,680	$399,910 Land $85,000 Building $314,910
2024	$2,449.00 (+8.84%)
2023	$2,250.00	$29,360 Land $6,020 Building $23,340	$434,000 Land $89,000 Building $345,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 208 Ruth Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 Ruth Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SEVERANCE serves 11,733 people · EPA ID CO0162707
Water Source	Purchased surface water from NORTH WELD COUNTY WD
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LightGig Communications Fiber	10,000 / 10,000
Xfinity Fiber	2,000 / 2,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink, Visionary Broadband, Vistabeam.

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