105 Rosebud Cir, Cabot, AR 72023 Property Records

Lonoke County property record for 105 Rosebud Cir, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,327 sqft · built 2003
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (May 2025)
Tax Bill	$1,213 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`720-31220-000`

Property Details

APN / Parcel Number

Primary APN	`720-31220-000`
Alternative APN	`23865`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,327 sqft Living Area
Gross Area	1,727 sqft
1st Floor Area	1,327 sqft
Flooring	Carpet

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	608 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	95 sqft
Deck Area	Deck Area
Patio Area	60 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	105 ROSEBUD CIR
City	CABOT
State	AR
Zip	72023-8874
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	09W
Legal Township	04N
Legal Section	29
Legal Subdivision	BLOOMING RIDGE IV
Legal Block	1
Legal Lot Number	220
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	1
Census Block	1001
Census Tract	20206

Owner

Source: Lonoke County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 ROSEBUD CIR, CABOT, AR 72023-8874
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · VA Mortgage NEST HOME LENDING LLC
May 19, 2023	Warranty Deed, Transfer · VA Mortgage FLAT BRANCH HOME LOANS INC
Sep 28, 2022	Warranty Deed, Transfer · FHA Mortgage AMCAP MORTGAGE LTD
Mar 21, 2022	Warranty Deed, Transfer · Commercial Mortgage FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2025 · Amount on Record
Deed Sale	May 7, 2025 · Amount on Record
Prior Sale	May 19, 2023 · Amount on Record
Deed Document Number	20253964
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Recording Date	May 26, 2026
Property Address	105 ROSEBUD CIR, CABOT, AR 72023-8874
Document Number	0000005384
Instrument Date	May 14, 2026
Instrument	20265384
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	105 ROSEBUD CIR, CABOT, AR 72023-8874

Mortgage

Document Number	0000005384,
Date	May 26, 2026
Instrument	20265384

Lender

Name	NEST HOME LENDING LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	May 19, 2023
Property Address	105 ROSEBUD CIR, CABOT, AR 72023-8874
Document Number	0000004283
Book / Page	2023 / 4283
Instrument Date	May 12, 2023
Instrument	2023-04283
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 ROSEBUD CIR, CABOT, AR 72023-8874

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 ROSEBUD CIR, CABOT, AR 72023-8874

Mortgage

Document Number	0202304284
Date	May 19, 2023
Instrument	2023-04284

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Sep 28, 2022
Property Address	105 ROSEBUD CIR, CABOT, AR 72023-8874
Document Number	0000011518
Book / Page	2022 / 11518
Instrument Date	Sep 14, 2022
Instrument	2022-11518
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$719.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 ROSEBUD CIR, 105, CABOT, AR 72023-8874

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 ROSEBUD CIR, CABOT, AR 72023-8874

Mortgage

Document Number	0202211519
Date	Sep 28, 2022
Instrument	2022-11519

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Mar 21, 2022
Property Address	105 ROSEBUD CIR, CABOT, AR 72023-8874
Document Number	0000003404
Book / Page	2022 / 3404
Instrument Date	Mar 11, 2022
Instrument	2022-03404
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF

Transaction

Amount	Amount Recorded
Tax	$155.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	82 CARDINAL LN APT 51, 82, CABOT, AR 72023-8817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 DORA LN, AUSTIN, AR 72007-9117

Mortgage

Document Number	0202203405
Date	Mar 21, 2022
Instrument	2022-03405

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 10, 2023

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,213.00	$23,840 (-) Land $3,700 Building $20,140	$119,200 (-) Land $18,500 Building $100,700
2024	$1,213.00 (+53.93%)
2023	$788.00 (+319.15%) Homeowner's exemption	$23,840 (+544.32%) Land $3,700 Building $20,140	$119,200 (+544.32%) Land $18,500 Building $100,700
2022	$188.00 Homeowner's exemption	$3,700 Land $3,700	$18,500 Land $18,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARD WATERWORKS serves 12,579 people · EPA ID AR0000345
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Also Mapped Here	CABOT WATERWORKS
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

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