97 Rosebud Cir, Cabot, AR 72023 Property Records

Lonoke County property record for 97 Rosebud Cir, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,564 sqft · built 2003
Lot Size	0.194 acres (8,470 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Jun 2018)
Tax Bill	$1,324 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`720-31216-000`

Property Details

APN / Parcel Number

Primary APN	`720-31216-000`
Alternative APN	`23861`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,564 sqft Living Area
Gross Area	1,984 sqft
1st Floor Area	1,564 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	8,470 sqft (0.194 acres)
Lot Dimensions	121 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	960 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	144 sqft
Patio Area	344 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23861
Street Address	97 ROSEBUD CIR
City	CABOT
State	AR
Zip	72023-8747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	09W
Legal Township	04N
Legal Section	29
Legal Subdivision	BLOOMING RIDGE IV
Legal Block	1
Legal Lot Number	216
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	1
Census Block	1001
Census Tract	20206

Owner

Source: Lonoke County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	97 ROSEBUD CIR, CABOT, AR 72023-8747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2020	Deed of Trust, Mortgage · VA Mortgage FIRSTTRUST HM LNS
Jun 8, 2018	Warranty Deed, Transfer · VA Mortgage CENTENNIAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2018 · Amount on Record
Deed Sale	Jun 8, 2018 · Amount on Record
Prior Sale	Jun 26, 2006 · Amount on Record
Deed Document Number	20185379
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	97 ROSEBUD CIR, CABOT, AR 72023-8747
Document Number	0000003183
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	97 ROSEBUD CIR CABOT AR 720238747, CABOT, AR 72023-8747

Mortgage

Document Number	0000003183
Date	Apr 1, 2020
Instrument	3183

Lender

Name	FIRSTTRUST HM LNS
Address	SHERIDAN, AR 72150

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Jun 8, 2018
Property Address	97 ROSEBUD CIR, CABOT, AR 72023-8747
Document Number	0000005379
Instrument Date	May 31, 2018
Instrument	5379
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$478.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	97 ROSEBUD CIR CABOT AR 720238747, CABOT, AR 72023-8747

Mortgage

Document Number	5380
Date	Jun 8, 2018
Instrument	5380

Lender

Name	CENTENNIAL BK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2048

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,324.00 (+60.68%) Homeowner's exemption	$26,020 (-) Land $3,700 Building $22,320	$130,100 (-) Land $18,500 Building $111,600
2024	$824.00 (-8.34%)
2023	$899.00 Homeowner's exemption	$26,020 Land $3,700 Building $22,320	$130,100 Land $18,500 Building $111,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

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