Caldwell County property record for 105 Rivercliff Dr, Hudson, NC 28638
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.358 acres (15,600 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $100 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 46B 1 38 |
| Primary APN | 03 46B 1 38 |
|---|---|
| Alternative APN |
|
| Lot Area | 15,600 sqft (0.358 acres) |
|---|---|
| Lot Dimensions | 156 ft deep x 100 ft wide |
| Account Number | 170196 |
|---|---|
| Street Address | 105 RIVERCLIFF DR |
| City | HUDSON |
| State | NC |
| Zip | 28638-5003 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | BK 2005 PG 1436 YR 20 ST 602.00 |
| Legal Subdivision | HARVEST MEADOW P1 |
| Legal Lot Number | 38 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 30600 |
105 Rivercliff Dr, residential vacant land, is owned by two individuals.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 RIVERCLIFF DR, HUDSON, NC 28638-5003 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 105 RIVERCLIFF DR, HUDSON, NC 28638-5003 |
| Document Number | 0010051150 |
| Instrument Date | Dec 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 105 RIVERCLIFF DR HUDSON NC 286385003, HUDSON, NC 28638-5003 |
| Document Number | 0010051150 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | 002005/001439 |
| Instrument | 10051150 |
| Name | TELCO CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | ASHEVILLE, NC 28806 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Dec 2, 2035 |
The 2026 property tax bill for 105 Rivercliff Dr was $100, down 3.8% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100.00 (-3.85%) | $16,200 (-) Land $16,200 | |
| 2025 | $104.00 | $16,200 Land $16,200 | $16,200 Land $16,200 |
| 2023 | $12,300 (-) Land $12,300 | $12,300 (-) Land $12,300 | |
| 2022 | $94.00 | $12,300 Land $12,300 | $12,300 Land $12,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Rivercliff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | May 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Rivercliff Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LENOIR serves 26,388 people · EPA ID NC0114010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Ripple Fiber.
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