101 Rivercliff Dr, Hudson, NC 28638 Property Records

Caldwell County property record for 101 Rivercliff Dr, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,828 sqft · built 2007
Lot Size	0.367 acres (16,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (May 2026)
Tax Bill	$2,865 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03 46B 1 40`

Property Details

APN / Parcel Number

Primary APN	`03 46B 1 40`
Alternative APNs	`158305` `179315` `186031`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,828 sqft Heated Area
Gross Area	4,665 sqft
1st Floor Area	1,828 sqft
Basement Area	1,828 sqft
Finished Basement	1,000 sqft
Unfinished Basement	828 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,000 sqft (0.367 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	406 sqft
Patio Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	186031
Street Address	101 RIVERCLIFF DR
City	HUDSON
State	NC
Zip	28638-5003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2099 PG 735 YR 2023 ST 0.00
Legal Subdivision	HARVEST MEADOW P1
Legal Lot Number	40
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	1
Census Block	1026
Census Tract	30600

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 RIVERCLIFF DR, HUDSON, NC 28638-5003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Apr 25, 2008 · Amount on Record
Deed Document Number	202610119022
Deed Book / Page	2165 / 763
Prior Transfer Date	Dec 14, 2023
Prior Transfer Doc	0010091314
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	May 20, 2026
Property Address	101 RIVERCLIFF DR, HUDSON, NC 28638-5003
Document Number	0010119022
Book / Page	2165 / 763
Instrument Date	May 20, 2026
Instrument	202610119022
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	ASHTON TITLE, ASHEMONT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97,970.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 RIVERCLIFF DR, HUDSON, NC 28638-5003

Mortgage

Document Number	0010119023,
Date	May 20, 2026
Instrument	202610119023

Lender

Name	NETX MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,865.00 (-20.37%)	$505,900 (+10.36%) Land $21,600 Building $484,300
2025	$3,598.00 (+110.53%)	$458,400 (+72.59%) Land $21,600 Building $436,800	$505,900 (+90.47%) Land $21,600 Building $484,300
2023		$265,600 (-) Land $16,500 Building $249,100	$265,600 (-) Land $16,500 Building $249,100
2022	$1,709.00	$265,600 Land $16,500 Building $249,100	$265,600 Land $16,500 Building $249,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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