105 River Rd, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 105 River Rd, Ludlow, KY 41016

Property Summary

Property TypeVacant Land
Lot Size0.334 acres (14,550 sqft)
OwnerCompany Name on Record
Last Sale$25,000 (Apr 2007)
Tax Bill$265 (2025)
Deeds & MortgagesJul 2023 Sale
Dec 2017 Transfer
Flood ZoneZone X (minimal risk)
APN040-13-00-033.00

Property Details

APN / Parcel Number

Primary APN040-13-00-033.00

Exterior

Lot Area14,550 sqft (0.334 acres)
Lot Dimensions150 ft deep x 97 ft wide

Location & Zoning

Street Address105 RIVER RD
CityLUDLOW
StateKY
Zip41016-1583
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionLUDLOW I L FARM PT LOTS 4-5 97'X 150'
Legal SubdivisionLUDLOW I L FARM
Legal Lot Number4,5
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1002
Census Tract63800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address103 RIVER RD, LUDLOW, KY 41016-1583
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2023Warranty Deed, Transfer
Dec 28, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2007 · Amount on Record
Deed SaleApr 3, 2007 · Amount on Record
Deed Document Number200704 03 059 00126
Deed Book / Page3344 / 82
Last Transfer DateDec 27, 2017
Transfer Doc0000000241
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 7, 2023
Property Address105 RIVER RD, LUDLOW, KY 41016-1583
Document Number0005900207
Book / PageKC 234 / 495
Instrument DateMay 23, 2023
Instrument23070705900207
Transaction TypeTransfer
Record UpdatedJul 21, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address25 RIVER RD, LUDLOW, KY 41016-1541

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 RIVER RD, LUDLOW, KY 41016-1583

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateDec 28, 2017
Property Address105 RIVER RD, LUDLOW, KY 41016-1583
Document Number0000000241
Book / Page0C6324 / 000263
Instrument DateDec 27, 2017
Instrument241
Transaction TypeTransfer
Record UpdatedJan 18, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address27 RIVER RD LUDLOW KY 410161541, LUDLOW, KY 41016-1541

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$20,000 (-) Land $20,000$20,000 (-) Land $20,000
2025$265.00 (-0.38%)$20,000 (-) Land $20,000$20,000 (-) Land $20,000
2023$266.00 (+0.76%)$20,000 (-) Land $20,000$20,000 (-) Land $20,000
2022$264.00$20,000 Land $20,000$20,000 Land $20,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on River Rd

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