97 River Rd, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 97 River Rd, Ludlow, KY 41016

Property Summary

Property TypeVacant Land
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$164,500 (Apr 2021)
Tax Bill$198 (2025)
Deeds & MortgagesApr 2021 Sale
Flood ZoneZone X (minimal risk)
APN040-13-00-030.00

Property Details

APN / Parcel Number

Primary APN040-13-00-030.00

Exterior

Lot Area7,405 sqft (0.17 acres)

Location & Zoning

Street Address97 RIVER RD
CityLUDLOW
StateKY
Zip41016-1583
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionLUDLOW I L FARM PT LOT 6
Legal SubdivisionLUDLOW I L FARM
Legal Lot Number6
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1002
Census Tract63800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address801 MONMOUTH ST, NEWPORT, KY 41071-1820
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 19, 2021 · Amount on Record
Deed SaleApr 19, 2021 · Amount on Record
Prior SaleSep 21, 2005 · Amount on Record
Deed Document Number20215900260
Deed Book / Page85 / 272
Prior Transfer DateApr 15, 2021
Prior Transfer Doc0005900260
Record UpdatedOct 29, 2026

April 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateApr 19, 2021
Property Address97 RIVER RD, LUDLOW, KY 41016-1583
Document Number0005900260
Book / Page85 / 272
Map ReferencePL 153
Instrument DateApr 15, 2021
Instrument21041905900260
Transaction TypeTransfer
Record UpdatedJan 18, 2022

Transaction

AmountAmount Recorded
Tax$164.50
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address94 RIVER RD, 94, LUDLOW, KY 41016-1583

Transferred To (Grantee/Buyer)

NameVerified Name
Address801 MONMOUTH ST, NEWPORT, KY 41071-1820

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,000 (-) Land $15,000$15,000 (-) Land $15,000
2025$198.00 (-0.5%)$15,000 (-) Land $15,000$15,000 (-) Land $15,000
2023$199.00$15,000 Land $15,000$15,000 Land $15,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on River Rd

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