105 Regency Ct, Herculaneum, MO 63048 Property Records

Jefferson County property record for 105 Regency Ct, Herculaneum, MO 63048

Property Summary

Property Type	Single Family Home
Details	1,479 sqft · built 2019
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,227 (Aug 2025)
Tax Bill	$3,636 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-7.0-25.0-0-000-001.07`

Property Details

APN / Parcel Number

Primary APN	`11-7.0-25.0-0-000-001.07`
Alternative APN	`1170250 107`

Interior

Stories	1 Story
Building Area	1,479 sqft Living Area
Gross Area	2,114 sqft
1st Floor Area	1,479 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Frame
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	635 sqft
Porch	Porch
Porch Area	80 sqft

Location & Zoning

Street Address	105 REGENCY CT
City	HERCULANEUM
State	MO
Zip	63048-1752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROVIDENCE 9 LOT 484
Legal Range	5E
Legal Township	41N
Legal Section	25
Legal Subdivision	PROVIDENCE 9
Legal Block	1
Legal Lot Number	484
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	1
Census Block	1006
Census Tract	700802

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 REGENCY CT, HERCULANEUM, MO 63048-1752
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Nov 7, 2019	Warranty Deed, Subdivision Related Transfer HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2025 · Amount on Record
Deed Sale	Aug 20, 2025 · Amount on Record
Prior Sale	Aug 21, 2024 · Amount on Record
Deed Document Number	202520897
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 29, 2022
Property Address	105 REGENCY CT, HERCULANEUM, MO 63048-1752
Document Number	0000010396
Map Reference	DOC 2018P-000102
Instrument Date	Mar 28, 2022
Instrument	2022R-010396
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 REGENCY CT, 105, HERCULANEUM, MO 63048-1752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 REGENCY CT, HERCULANEUM, MO 63048-1752

Mortgage

Document Number	0000010397
Date	Mar 29, 2022
Instrument	2022R-010397

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 7, 2019
Property Address	105 REGENCY CT, HERCULANEUM, MO 63048-1752
Document Number	0000035025
Instrument Date	Nov 6, 2019
Instrument	35025
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 23, 2019
Title Company	HILLSBORO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	105 REGENCY CT HERCULANEUM MO 630481752, HERCULANEUM, MO 63048-1752

Mortgage

Document Number	35026
Date	Nov 7, 2019
Instrument	35026

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Herculaneum City
Unified School District	Dunklin R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,600 (-) Land $11,700 Building $38,900	$266,400 (-) Land $61,600 Building $204,800
2025	$3,636.00 (+9.49%)	$50,600 (+7.66%) Land $11,700 Building $38,900
2024			$266,400 (+7.64%) Land $61,600 Building $204,800
2023	$3,321.00	$47,000 Land $11,700 Building $35,300	$247,500 Land $61,600 Building $185,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1993–2003)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERCULANEUM PWS serves 5,000 people · EPA ID MO6010359
Water Source	Purchased groundwater influenced by surface water from several systems
Last State Inspection	Apr 2025
Also Mapped Here	JEFFERSON COUNTY PWSD 7
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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