104 Regency Ct, Herculaneum, MO 63048 Property Records

Jefferson County property record for 104 Regency Ct, Herculaneum, MO 63048

Property Summary

Property Type	Single Family Home
Details	1,531 sqft · built 2020
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,514 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-7.0-25.0-0-000-001.22`

Property Details

APN / Parcel Number

Primary APN	`11-7.0-25.0-0-000-001.22`

Interior

Stories	1 Story
Building Area	1,531 sqft Living Area
Gross Area	2,372 sqft
1st Floor Area	1,531 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	841 sqft

Location & Zoning

Street Address	104 REGENCY CT
City	HERCULANEUM
State	MO
Zip	63048-1752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROVIDENCE 9 LOT 481
Legal Range	5E
Legal Township	41N
Legal Section	25
Legal Subdivision	PROVIDENCE 9
Legal Block	1
Legal Lot Number	481
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	1
Census Block	1006
Census Tract	700802

Owner

104 Regency Ct is held in a trust since September 2025.

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	10502 FOREST GARDEN LN, LOUISVILLE, KY 40223-6166
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · Line of Credit ARSENAL CU
Aug 27, 2020	Warranty Deed, Subdivision Related Transfer CENTRAL BK/ST LOUIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025
Deed Sale	Sep 15, 2025
Prior Sale	Aug 27, 2020 · Amount on File
Deed Document Number	202523386
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	104 REGENCY CT, HERCULANEUM, MO 63048-1752
Transaction Type	Mortgage
Record Updated	Apr 9, 2024
Title Company	TRUST TITLE COMPANY, TRUE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 REGENCY CT, HERCULANEUM, MO 63048-1752

Mortgage

Document Number	0000006897
Date	Mar 25, 2024
Instrument	2024R-006897

Lender

Name	ARSENAL CU
Type	Credit Union
Address	ARNOLD, MO 63010

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Feb 2, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 27, 2020
Property Address	104 REGENCY CT, HERCULANEUM, MO 63048-1752
Document Number	0000031374
Instrument Date	Aug 19, 2020
Instrument	31374
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	104 REGENCY CT HERCULANEUM MO 630481752, HERCULANEUM, MO 63048-1752

Mortgage

Document Number	31375
Date	Aug 27, 2020
Instrument	31375

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105-1809

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Herculaneum City
Unified School District	Dunklin R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,900 (-) Land $11,700 Building $37,200	$257,300 (-) Land $61,600 Building $195,700
2025	$3,514.00 (+8.73%)	$48,900 (+7%) Land $11,700 Building $37,200	$257,300 (-) Land $61,600 Building $195,700
2024	$3,232.00 (+0.09%)		$257,300 (+6.99%) Land $61,600 Building $195,700
2023	$3,229.00	$45,700 Land $11,700 Building $34,000	$240,500 Land $61,600 Building $178,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Regency Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1993–2003)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Regency Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERCULANEUM PWS serves 5,000 people · EPA ID MO6010359
Water Source	Purchased groundwater influenced by surface water from several systems
Last State Inspection	Apr 2025
Also Mapped Here	JEFFERSON COUNTY PWSD 7
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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