105 Putnam Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 105 Putnam Rd, Schenectady, NY 12306

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,254 sqft · built 1930
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Jul 2023)
Tax Bill	$3,442 (2025)
Flood Zone	Zone X (minimal risk)
APN	`422800 48.5-3-4`

Property Details

APN / Parcel Number

Primary APN	`422800 48.5-3-4`
Alternative APN	`280004800500030040000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,254 sqft Total Area
1st Floor Area	836 sqft
Upper Floors Area	418 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Exterior Material	Wood
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	327 ft deep x 70 ft wide

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Patio Area	225 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	105 PUTNAM RD
City	SCHENECTADY
State	NY
Zip	12306-7219
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	A-1
Legal Description	R,APT 1.-34-20
Legal Block	3
Legal Lot Number	4.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	3
Census Block	3024
Census Tract	32602

Owner

Source: Schenectady County and Rotterdam Town assessment roll, APN 422800 48.5-3-4, as of April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	105 PUTNAM RD, SCHENECTADY, NY 12306-7219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 19, 2023 · Amount on Record
Deed Sale	Jul 19, 2023 · Amount on Record
Prior Sale	Nov 18, 1994 · Amount on Record
Deed Document Number	202341032
Deed Book / Page	2112 / 40
Prior Transfer Date	Jul 07, 2023
Prior Transfer Doc	0000041032
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll as of April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,442.00	$86,000 (-) Land $15,900 Building $70,100	$132,300 (+16.87%) Land $24,460 Building $107,840
2023		$86,000 Land $15,900 Building $70,100	$113,200 Land $20,929 Building $92,271

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), as of January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930326023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1980–2019)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 2019 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 128 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY4600069, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ROTTERDAM WD #5 serves 28,000 people
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.