Erie County and Lancaster Town property record for 105 Peppermint Rd, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,842 sqft · built 2003 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Jul 2018) |
| Tax Bill | $7,527 (2026) |
| Deeds & Mortgages | Oct 2020 Loan Modification Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 95.00-4-1 |
| Primary APN | 145289 95.00-4-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,842 sqft Living Area |
| 1st Floor Area | 1,059 sqft |
| 2nd Floor Area | 783 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 65,340 sqft (1.5 acres) |
| Lot Width | 110 ft Width |
| Garage Type | Mixed |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 344 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 105 PEPPERMINT RD |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-9725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SC5 110 X 615 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 4 |
| Legal Lot Number | 1.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 14208 |
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 105 PEPPERMINT RD, LANCASTER, NY 14086-9725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 30, 2020 | Loan Modification, Mortgage · Conventional Mortgage KEYBANK USA |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA |
| Jul 2, 2018 | Warranty Deed, Transfer · Conventional with PMI KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2018 · Amount on Record |
| Deed Sale | Jul 2, 2018 · Amount on Record |
| Prior Sale | Nov 17, 2014 · Amount on Record |
| Deed Document Number | 20182018130367 |
| Deed Book / Page | 11331 / 3414 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 105 PEPPERMINT RD, LANCASTER, NY 14086-9725 |
| Document Number | 0113697377 |
| Instrument Date | Oct 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 105 PEPPERMINT RD LANCASTER NY 140869725, LANCASTER, NY 14086-9725 |
| Document Number | 0113697377 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 011369/007377 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 18, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 105 PEPPERMINT RD, LANCASTER, NY 14086-9725 |
| Document Number | 0139649457 |
| Instrument Date | Oct 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 105 PEPPERMINT RD LANCASTER NY 140869725, LANCASTER, NY 14086-9725 |
| Document Number | 0139649457 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 013964/009457 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jul 2, 2018 |
| Property Address | 105 PEPPERMINT RD, LANCASTER, NY 14086-9725 |
| Document Number | 0113313414 |
| Book / Page | 011331 / 003414 |
| Instrument Date | Jun 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 ARLINGTON PL DEPEW NY 140431627, DEPEW, NY 14043-1627 |
| Document Number | 138612045 |
|---|---|
| Date | Jul 2, 2018 |
| Book Page | 013861/002045 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,527.00 (+123.02%) | ||
| 2025 | $3,375.00 (-53.58%) | $275,000 (-) Land $55,000 Building $220,000 | $429,688 (+12.51%) Land $85,938 Building $343,750 |
| 2024 | $7,271.00 | $275,000 (-) Land $55,000 Building $220,000 | $381,900 (+4.15%) Land $76,380 Building $305,520 |
| 2023 | $275,000 Land $55,000 Building $220,000 | $366,700 Land $73,340 Building $293,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 15 (1979–2018) |
| Most Recent Claim | Nov 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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