Franklin County property record for 105 Pendleton Ln, Frankfort, KY 40601 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.546 acres (23,784 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $292,000 (Aug 2023) |
| Tax Bill | $3,498 (2025) |
| Deeds & Mortgages | Feb 2023 Construction Loan Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 102-00-00-135.00 |
| Primary APN | 102-00-00-135.00 |
|---|---|
| Alternative APNs |
|
| Lot Area | 23,784 sqft (0.546 acres) |
|---|---|
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Account Number | 78567 |
|---|---|
| Street Address | 105 PENDLETON LN |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-8343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELKHORN TERRACE 3 LOT 104 |
| Legal Subdivision | ELKHORN TERRACE 3 |
| Legal Lot Number | 104 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 70802 |
Source: Franklin County records · APN 102-00-00-135.00
Assessment roll updated March 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 PENDLETON LN, FRANKFORT, KY 40601-8343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2023 | Deed of Trust, Mortgage · Construction Mortgage INDEPENDENCE BANK OF KENTUCKY |
| Aug 23, 2023 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Apr 22, 2022 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 23, 2023 · Amount on Record |
| Deed Sale | Aug 23, 2023 · Amount on Record |
| Deed Document Number | 2023695099 |
| Deed Book / Page | 622 / 616 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 105 PENDLETON LN, FRANKFORT, KY 40601-8343 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1695/193 |
|---|---|
| Date | Feb 13, 2023 |
| Book Page | M1695/193 |
| Instrument | 682617 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40601 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Jan 17, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Aug 23, 2023 |
| Property Address | 105 PENDLETON LN, FRANKFORT, KY 40601-8343 |
| Document Number | 00D622/616 |
| Book / Page | D622 / 616 |
| Map Reference | MB 2 PG 65 |
| Instrument Date | Aug 18, 2023 |
| Instrument | 695099 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $292.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 NORTHCOUNTRY DR, SHELBYVILLE, KY 40065-7017 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 105 PENDLETON LN, FRANKFORT, KY 40601-8343 |
| Document Number | 0000695100 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | 695100 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Apr 22, 2022 |
| Property Address | 105 PENDLETON LN, FRANKFORT, KY 40601-8343 |
| Document Number | 00D611/619 |
| Book / Page | D611 / 619 |
| Map Reference | PB 2 PG 85 |
| Instrument Date | Apr 21, 2022 |
| Instrument | 662351 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $16.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 216 WAVERLY LN, FRANKFORT, KY 40601-8664 |
| Name | Verified Name |
|---|---|
| Address | 10 NORTHCOUNTRY DR, SHELBYVILLE, KY 40065-8065 |
Source: Franklin County records · Assessment roll updated March 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,498.00 (+220.04%) | $292,000 (+219.13%) Land $16,500 Building $275,500 | $292,000 (+219.13%) Land $16,500 Building $275,500 |
| 2023 | $1,093.00 (+1,752.54%) | $91,500 (+1,73%) | $91,500 (+1,73%) |
| 2022 | $59.00 | $5,000 | $5,000 |
Source: FEMA National Flood Hazard Layer, Franklin County (21073C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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