105 Palm Cir, Lake Worth, FL 33462 Property Records

Palm Beach County property record for 105 Palm Cir, Lake Worth, FL 33462

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,230 sqft · built 2000
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$638,000 (Jun 2022)
Tax Bill	$6,251 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-43-44-31-35-000-0590`

Property Details

APN / Parcel Number

Primary APN	`02-43-44-31-35-000-0590`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,230 sqft Living Area
Gross Area	2,932 sqft
1st Floor Area	2,230 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Concrete
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	492 sqft

Exterior Amenities

Pool Area	72 sqft
Porch	Finished Screened Porch
Porch Area	210 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	105 PALM CIR
City	LAKE WORTH
State	FL
Zip	33462-6628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	PALMS AT ATLANTIS LT 59
Legal Range	43E
Legal Township	44S
Legal Section	31
Legal Subdivision	PALMS AT ATLANTIS
Legal Lot Number	59
Jurisdiction	PALM BEACH FL
Township / Civil Division	LAKE WORTH
Census Block Group	1
Census Block	1001
Census Tract	4902

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 PALM CIR, LAKE WORTH, FL 33462-6628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jun 13, 2022	Warranty Deed, Transfer ADVANCED TITLE SOLUTIONS
Aug 27, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2022 · Amount on Record
Deed Sale	Jun 13, 2022 · Amount on Record
Prior Sale	Nov 15, 2016 · Amount on Record
Deed Document Number	2022253494
Deed Book / Page	33631 / 1544
Prior Transfer Date	Aug 12, 2021
Prior Transfer Doc	0328210528
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	105 PALM CIR, ATLANTIS, FL 33462-6628
Transaction Type	Mortgage
Record Updated	Feb 23, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 PALM CIR, ATLANTIS, FL 33462-6628

Mortgage

Document Number	0328210511
Date	Aug 27, 2021
Book Page	32821/511
Instrument	20210400776

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jun 13, 2022
Property Address	105 PALM CIR, ATLANTIS, FL 33462-6628
Document Number	0336311544
Book / Page	33631 / 1544
Map Reference	MB 84 PG 92
Instrument Date	Jun 8, 2022
Instrument	20220253494
Transaction Type	Transfer
Record Updated	Jul 7, 2022
Title Company	ADVANCED TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Tax	$4,466.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3970 SAGE DR, 3970, BEAUFORT, SC 29907-1524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 PALM CIR, ATLANTIS, FL 33462-6628

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Aug 27, 2021
Property Address	105 PALM CIR, ATLANTIS, FL 33462-6628
Document Number	0328210528
Book / Page	32821 / 528
Map Reference	MB 84 PG 92
Instrument Date	Aug 12, 2021
Instrument	20210400777
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 PALM CIR, ATLANTIS, FL 33462-6628

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Atlantis City
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,251.00 (+13.39%) Homeowner's exemption	$326,071 (+5.99%)	$449,049 (-9.62%) Land $192,500 Building $256,549
2024	$5,513.00 (-1.11%)
2023	$5,575.00 (-1.33%) Homeowner's exemption	$307,651 (+1.62%)	$496,825 (+18.35%) Land $187,211 Building $309,614
2022	$5,650.00 Homeowner's exemption	$302,741	$419,810 Land $170,208 Building $249,602

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	25 (1982–2012)
Claims Outside the SFHA	11 of 25
Most Recent Claim	Aug 2012 · Hurricane Isaac
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims Hurricane Irene, Oct 1999 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATLANTIS private · serves 3,000 people · EPA ID FL4500068
Water Source	Purchased groundwater from PALM BEACH COUNTY WATER UTILITIES
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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