228 Palm Cir, Lake Worth, FL 33462 Property Records

Palm Beach County property record for 228 Palm Cir, Lake Worth, FL 33462

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,230 sqft · built 1999
Lot Size	0.179 acres (7,789 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Feb 2022)
Tax Bill	$9,435 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-43-44-31-35-000-0060`

Property Details

APN / Parcel Number

Primary APN	`02-43-44-31-35-000-0060`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,230 sqft Living Area
Gross Area	2,932 sqft
1st Floor Area	2,230 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	7,789 sqft (0.179 acres)
Lot Dimensions	78 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	492 sqft
Porch	Finished/Open Porch
Porch Area	210 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	228 PALM CIR
City	LAKE WORTH
State	FL
Zip	33462-6629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	PALMS AT ATLANTIS LT 6
Legal Range	43E
Legal Township	44S
Legal Section	31
Legal Subdivision	PALMS AT ATLANTIS
Legal Lot Number	6
Jurisdiction	PALM BEACH FL
Township / Civil Division	LAKE WORTH
Census Block Group	1
Census Block	1000
Census Tract	4902

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	228 PALM CIR, ATLANTIS, FL 33462-6629
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Feb 8, 2018	Deed of Trust, Mortgage · Line of Credit BRIGHTSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2022 · Amount on Record
Deed Sale	Feb 1, 2022 · Amount on Record
Prior Sale	Apr 22, 2014 · Amount on Record
Deed Document Number	202249460
Deed Book / Page	33272 / 624
Prior Transfer Date	Apr 15, 2014
Prior Transfer Doc	0267420302
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Feb 1, 2022
Property Address	228 PALM CIR, ATLANTIS, FL 33462-6629
Document Number	0332720624
Book / Page	33272 / 624
Map Reference	MB 84 PG 92
Instrument Date	Jan 28, 2022
Instrument	20220049460
Transaction Type	Transfer
Record Updated	Feb 24, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,955.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	134 HAILEYS RUN, 134, MONTGOMERY, TX 77316-1468

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 PALM CIR, LAKE WORTH, FL 33462-6629

Mortgage

Document Number	0033272628
Date	Feb 1, 2022
Instrument	33272/628

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	228 PALM CIR, ATLANTIS, FL 33462-6629
Document Number	0296761635
Instrument Date	Feb 8, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	228 PALM CIR ATLANTIS FL 334626629, ATLANTIS, FL 33462-6629

Mortgage

Document Number	0296761635
Date	Feb 28, 2018
Book Page	029676/001635
Instrument	75244

Lender

Name	BRIGHTSTAR CU
Type	Credit Union
Address	SUNRISE, FL 33313

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 27, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Atlantis City
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,435.00 (+2.52%) Homeowner's exemption	$489,019 (-1.12%)	$489,019 (-1.12%) Land $238,280 Building $250,739
2024	$9,203.00 (+0.36%)
2023	$9,170.00 (+100.26%) Homeowner's exemption	$494,583 (+96.89%) Land $187,211 Building $307,372	$494,583 (+19.23%) Land $187,211 Building $307,372
2022	$4,579.00 Homeowner's exemption	$251,193	$414,823 Land $170,208 Building $244,615

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	25 (1982–2012)
Claims Outside the SFHA	11 of 25
Most Recent Claim	Aug 2012 · Hurricane Isaac
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims Hurricane Irene, Oct 1999 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATLANTIS private · serves 3,000 people · EPA ID FL4500068
Water Source	Purchased groundwater from PALM BEACH COUNTY WATER UTILITIES
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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