Iredell County property record for 105 Overlook Ridge Ln, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,407 sqft · built 2014 |
| Lot Size | 0.714 acres (31,102 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,261 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4664-97-0874.000 |
| Primary APN | 4664-97-0874.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,407 sqft Heated Area |
| Gross Area | 4,664 sqft |
| 1st Floor Area | 1,605 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 31,102 sqft (0.714 acres) |
| Lot Width | 255 ft Width |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 250 sqft |
| Patio Area | 335 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 80024399 |
|---|---|
| Street Address | 105 OVERLOOK RIDGE LN |
| City | DAVIDSON |
| State | NC |
| Zip | 28036-6042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L154 ANNISTON PB 54-69 PH 4 M1 |
| Legal Subdivision | ANNISTON WAY |
| Legal Block | 97 |
| Legal Lot Number | 154 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | CODDLE CREEK |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 61408 |
105 Overlook Ridge Ln is owned and occupied by two individuals.
Source: Iredell County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 OVERLOOK RIDGE LN, DAVIDSON, NC 28036-6042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 105 OVERLOOK RIDGE LN, DAVIDSON, NC 28036-6042 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2021 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 283189 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 2831/89 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 105 Overlook Ridge Ln was $4,261.
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $712,190 (-) Land $152,000 Building $560,190 | $712,190 (-) Land $152,000 Building $560,190 | |
| 2025 | $4,261.00 | $712,190 (-) Land $152,000 Building $560,190 | $712,190 (-) Land $152,000 Building $560,190 |
| 2024 | $4,261.00 | $712,190 (-) Land $152,000 Building $560,190 | $712,190 (-) Land $152,000 Building $560,190 |
| 2023 | $4,261.00 (+38.34%) | $712,190 (+47.94%) Land $152,000 Building $560,190 | $712,190 (+47.94%) Land $152,000 Building $560,190 |
| 2022 | $3,080.00 | $481,410 Land $85,000 Building $396,410 | $481,410 Land $85,000 Building $396,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Overlook Ridge Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Overlook Ridge Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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