Iredell County property record for 104 Overlook Ridge Ln, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,952 sqft · built 2015 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,167,500 (Aug 2024) |
| Tax Bill | $5,259 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4664-87-8512.000 |
| Primary APN | 4664-87-8512.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,952 sqft Heated Area |
| Gross Area | 4,971 sqft |
| 1st Floor Area | 2,146 sqft |
| Attic | Attic |
| Attic Area | 175 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 44,431 sqft (1.02 acres) |
| Lot Width | 325 ft Width |
| Garage Area | 693 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1,014 sqft |
| Porch | Slab |
| Porch Area | 326 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 80114222 |
|---|---|
| Street Address | 104 OVERLOOK RIDGE LN |
| City | DAVIDSON |
| State | NC |
| Zip | 28036-6042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L164 ANNISTON PB 54-69 PH 4 M1 |
| Legal Subdivision | ANNISTON WAY |
| Legal Block | 87 |
| Legal Lot Number | 164 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | CODDLE CREEK |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 61408 |
104 Overlook Ridge Ln is owned and occupied by two individuals who bought it in August 2024.
Source: Iredell County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 OVERLOOK RIDGE LN, DAVIDSON, NC 28036-6042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Dec 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Nov 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage KELLER MTG |
| Mar 22, 2019 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2024 · Amount on File |
| Deed Sale | Aug 20, 2024 · Amount on File |
| Prior Sale | Oct 1, 2015 · Amount on File |
| Deed Book / Page | 3080 / 1665 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 104 OVERLOOK RIDGE LN, DAVIDSON, NC 28036-6042 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0029922367 |
|---|---|
| Date | May 18, 2023 |
| Book Page | 2992/2367 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Mar 7, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 104 OVERLOOK RIDGE LN, DAVIDSON, NC 28036-6042 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 276238 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 2762/38 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 104 OVERLOOK RIDGE LN, DAVIDSON, NC 28036-6042 |
| Document Number | 2659932 |
| Instrument Date | Nov 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2019 |
| Title Company | ASSOCIATES TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 104 OVERLOOK RIDGE LN DAVIDSON NC 280366042, DAVIDSON, NC 28036-6042 |
| Document Number | 2659932 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 002659/000932 |
| Name | KELLER MTG |
|---|---|
| Type | Mortgage Company |
| Address | DUBLIN, OH 43016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 18, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 104 OVERLOOK RIDGE LN, DAVIDSON, NC 28036-6042 |
| Document Number | 26111190 |
| Instrument Date | Mar 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 104 OVERLOOK RIDGE LN DAVIDSON NC 280366042, DAVIDSON, NC 28036-6042 |
| Document Number | 26111190 |
|---|---|
| Date | Apr 8, 2019 |
| Book Page | 002611/001190 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 104 Overlook Ridge Ln was $5,259, down 5.8% from the year before.
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $881,250 (-) Land $152,000 Building $729,250 | $881,250 (-) Land $152,000 Building $729,250 | |
| 2025 | $5,259.00 (-5.84%) | $881,250 (-) Land $152,000 Building $729,250 | $881,250 (-) Land $152,000 Building $729,250 |
| 2024 | $5,585.00 (+6.2%) | $881,250 (-) Land $152,000 Building $729,250 | $881,250 (-) Land $152,000 Building $729,250 |
| 2023 | $5,259.00 (+37.1%) | $881,250 (+46.44%) Land $152,000 Building $729,250 | $881,250 (+46.44%) Land $152,000 Building $729,250 |
| 2022 | $3,836.00 | $601,780 Land $85,000 Building $516,780 | $601,780 Land $85,000 Building $516,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Overlook Ridge Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Overlook Ridge Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures