105 Observatory Ct, Clarksville, TN 37040 Property Records

Montgomery County property record for 105 Observatory Ct, Clarksville, TN 37040

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,935 sqft · built 2006
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$225,500 (Jun 2018)
Tax Bill	$3,011 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90B J 18.00`

Property Details

APN / Parcel Number

Primary APN	`90B J 18.00`
Alternative APNs	`090B J 01800 000` `59825`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,935 sqft Living Area
Gross Area	5,276 sqft
1st Floor Area	1,935 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	1,108 sqft
Driveway	Driveway
Driveway Area	918 sqft
Porch	Slab
Porch Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	105 OBSERVATORY CT
City	CLARKSVILLE
State	TN
Zip	37040-4361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIVISION: SOUTHERN VIEW BLOCK: 2 LOT: 69 PLAT BOOK: E PLAT PAGE: 1117 SPLIT OFF 90-1.03 T-06;PRORATED 8 MONTHS T-06;P/U
Legal Subdivision	SOUTHERN VIEW
Legal Block	2
Legal Lot Number	69
Jurisdiction	MONTGOMERY TN
Township / Civil Division	4
Census Block Group	3
Census Block	3014
Census Tract	100300

Owner

105 Observatory Ct is owned and occupied by an individual who bought it in June 2018.

Source: Montgomery County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	105 OBSERVATORY CT, CLARKSVILLE, TN 37040-4361
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2018 · Amount on File
Deed Sale	Jun 29, 2018 · Amount on File
Prior Sale	Apr 4, 2008 · Amount on File
Deed Document Number	20181170498
Deed Book / Page	1821 / 579
Record Updated	Oct 29, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Jun 29, 2018
Property Address	105 OBSERVATORY CT, CLARKSVILLE, TN 37040-4361
Document Number	1821/579
Book / Page	1821 / 579
Instrument Date	Jun 27, 2018
Instrument	1170498
Transaction Type	Transfer
Record Updated	Apr 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 OBSERVATORY CT, CLARKSVILLE, TN 37040-4361

Mortgage

Document Number	0001170499
Date	Jun 29, 2018
Book Page	1821/581
Instrument	1170499

Lender

Name	FORTERA FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 105 Observatory Ct was $3,011, up 9.1% from the year before.

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Municipality	Clarksville City
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,011.00 (+9.09%)	$99,700 (+7.64%)	$398,800 (+7.64%) Land $60,000 Building $338,800
2024	$2,760.00 (+11.88%)	$92,625 (+58.4%)	$370,500 Land $60,000 Building $310,500
2023	$2,467.00	$58,475 (-)
2022	$2,467.00	$58,475	$233,900 Land $39,000 Building $194,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 105 Observatory Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2009–2010)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Observatory Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARKSVILLE WATER DEPARTMENT serves 251,864 people · EPA ID TN0000116
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CDE Lightband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20