104 Observatory Ct, Clarksville, TN 37040 Property Records

Montgomery County property record for 104 Observatory Ct, Clarksville, TN 37040

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,997 sqft · built 2007
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Last Sale	$249,900 (Feb 2008)
Tax Bill	$3,221 (2025)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90B J 16.00`

Property Details

APN / Parcel Number

Primary APN	`90B J 16.00`
Alternative APNs	`090B J 01600 000` `59823`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,997 sqft Living Area
Gross Area	8,314 sqft
1st Floor Area	1,994 sqft
Basement Area	1,003 sqft
Finished Basement	1,003 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Terrain	Rolling
Driveway	Driveway
Driveway Area	1,372 sqft
Porch	Open Porch
Porch Area	253 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	104 OBSERVATORY CT
City	CLARKSVILLE
State	TN
Zip	37040-4361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIVISION: SOUTHERN VIEW BLOCK: 2 LOT: 67 PLAT BOOK: E PLAT PAGE: 1117 SPLIT OFF 90-1.03 T-06; QC V1146-2735
Legal Subdivision	SOUTHERN VIEW
Legal Block	2
Legal Lot Number	67
Jurisdiction	MONTGOMERY TN
Township / Civil Division	4
Census Block Group	3
Census Block	3014
Census Tract	100300

Owner

104 Observatory Ct is owned and occupied by an individual who bought it in February 2008.

Source: Montgomery County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	104 OBSERVATORY CT, CLARKSVILLE, TN 37040-4361
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 29, 2008 · Amount on File
Deed Sale	Feb 29, 2008 · Amount on File
Deed Book / Page	1219 / 919
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	104 OBSERVATORY CT, CLARKSVILLE, TN 37040-4361
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 OBSERVATORY CT, CLARKSVILLE, TN 37040-4361

Mortgage

Document Number	02462/2047
Date	Oct 23, 2025
Book Page	2462/2047
Instrument	1520059

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 104 Observatory Ct was $3,221, up 1.3% from the year before.

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Municipality	Clarksville City
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,221.00 (+1.32%)	$107,725 (+1.01%)	$430,900 (+1.01%) Land $60,000 Building $370,900
2024	$3,179.00 (+14.07%)	$106,650 (+61.47%)	$426,600 Land $60,000 Building $366,600
2023	$2,787.00	$66,050 (-)
2022	$2,787.00	$66,050	$264,200 Land $39,000 Building $225,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 104 Observatory Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2009–2010)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Observatory Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARKSVILLE WATER DEPARTMENT serves 251,864 people · EPA ID TN0000116
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CDE Lightband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20