105 Oak St, Duncan, SC 29334 Property Records

Spartanburg County property record for 105 Oak St, Duncan, SC 29334

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,553 sqft · built 1969
Lot Size	0.6 acres (26,121 sqft)
Owner	2 Individual Names on File
Last Sale	$218,000 (May 2022)
Tax Bill	$1,959 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5-20-02-031.00`

Property Details

APN / Parcel Number

Primary APN	`5-20-02-031.00`
Alternative APNs	`6153-91-8365.93` `89700`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,553 sqft Living Area
Gross Area	3,428 sqft
1st Floor Area	1,553 sqft
Basement Area	1,553 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,121 sqft (0.6 acres)
Lot Dimensions	252 ft deep x 111 ft wide
Porch	Porch
Porch Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	89700
Street Address	105 OAK ST
City	DUNCAN
State	SC
Zip	29334-9623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 & P/O LOT 33 WHEELER ACRES SUB PB 30-522-523
Legal Subdivision	WHEELER ACRES SUB
Legal Lot Number	32,33
Jurisdiction	SPARTANBURG SC
Township / Civil Division	WELLFORD
Census Block Group	1
Census Block	1066
Census Tract	23101

Owner

105 Oak St is owned and occupied by two individuals who bought it in May 2022.

Source: Spartanburg County records, as of October 1, 2025

Owner of Record	2 Individual Names on File
Mailing Address	105 OAK ST, DUNCAN, SC 29334-9623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed, Transfer · FHA Mortgage REGIONS BANK
Mar 2, 2022	Intrafamily Transfer, Transfer
Jan 29, 2020	Loan Modification, Mortgage · Conventional with PMI ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2022 · Amount on File
Deed Sale	May 20, 2022 · Amount on File
Prior Sale	Aug 26, 2016 · Amount on File
Deed Document Number	202226836
Deed Book / Page	137G / 195
Prior Transfer Date	Feb 28, 2022
Prior Transfer Doc	0000010862
Record Updated	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	May 20, 2022
Property Address	105 OAK ST, DUNCAN, SC 29334-9623
Document Number	0000026836
Book / Page	137-G / 195
Map Reference	MB 30 PG 522-523
Instrument Date	May 16, 2022
Instrument	2022-26836
Transaction Type	Transfer
Record Updated	May 27, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$566.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 OAK ST, DUNCAN, SC 29334-9623

Mortgage

Document Number	0000026837
Date	May 20, 2022
Book Page	6387/838
Instrument	2022-26837

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPARTANBURG SC
Recording Date	Mar 2, 2022
Property Address	105 OAK ST, DUNCAN, SC 29334-9623
Document Number	0000010862
Book / Page	136-A / 551
Map Reference	MB 30 PG 522-523
Instrument Date	Feb 28, 2022
Instrument	2022-10862
Transaction Type	Transfer
Record Updated	Mar 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 HUDDERS CREEK WAY, SIMPSONVILLE, SC 29680-3571

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPARTANBURG SC
Property Address	105 OAK ST, DUNCAN, SC 29334-9623
Document Number	0000011148
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 OAK ST DUNCAN SC 293349623, DUNCAN, SC 29334-9623

Mortgage

Document Number	0000011148
Date	Mar 13, 2020
Book Page	005774/000046
Instrument	11148

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2050

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 105 Oak St was $1,959, up 1.6% from the year before.

Source: Spartanburg County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Municipality	Duncan Town
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,959.00 (+1.61%)	$8,680 Land $792 Building $7,888	$217,000 Land $19,800 Building $197,200
2024	$1,928.00 (-0.16%)
2023	$1,931.00	$8,680 Land $792 Building $7,888	$217,000 Land $19,800 Building $197,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 105 Oak St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2002–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Oak St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.9% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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