Spartanburg County property record for 116 Oak St, Duncan, SC 29334
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,724 sqft · built 1955 |
| Lot Size | 0.505 acres (22,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Aug 2013) |
| Tax Bill | $954 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage May 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-20-02-020.00 |
| Primary APN | 5-20-02-020.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,724 sqft Living Area |
| Gross Area | 2,726 sqft |
| 1st Floor Area | 1,724 sqft |
| Basement Area | 990 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,000 sqft (0.505 acres) |
| Lot Dimensions | 220 ft deep x 100 ft wide |
| Garage Type | Detached |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 89688 |
|---|---|
| Street Address | 116 OAK ST |
| City | DUNCAN |
| State | SC |
| Zip | 29334-9623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P/O LOT 25 ALL OF 24 WHEELER ACRES SUB |
| Legal Subdivision | ALL OF 24 WHEELER ACRES SUB |
| Legal Lot Number | 25 |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | WELLFORD |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 23101 |
Source: Spartanburg County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 116 OAK ST, DUNCAN, SC 29334-9623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| May 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 14, 2023 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Jun 25, 2019 | Loan Modification, Mortgage · Conventional with PMI PENNYMAC |
| Jan 2, 2018 | Loan Modification, Mortgage · Conventional with PMI PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2013 · Amount on File |
| Deed Sale | Aug 20, 2013 · Amount on File |
| Prior Sale | Mar 22, 2013 · Amount on File |
| Deed Document Number | 201337671 |
| Deed Book / Page | 104A / 0960 |
| Prior Transfer Date | Feb 8, 2011 |
| Prior Transfer Doc | 0000004168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Sep 10, 2026 |
| Property Address | 116 OAK ST, DUNCAN, SC 29334-9623 |
| Document Number | 0000043402 |
| Book / Page | 7317 / 816 |
| Instrument Date | Aug 1, 2026 |
| Instrument | 202643402 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 116 OAK ST, DUNCAN, SC 29334-9623 |
| Document Number | 0000043402, |
|---|---|
| Date | Sep 10, 2026 |
| Book Page | 7317/816 |
| Instrument | 202643402 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 116 OAK ST, DUNCAN, SC 29334-9623 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000023372 |
|---|---|
| Date | May 4, 2022 |
| Book Page | 6376/25 |
| Instrument | 2022-23372 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 116 OAK ST, DUNCAN, SC 29334-9623 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000022481 |
|---|---|
| Date | Jun 14, 2023 |
| Book Page | 6592/174 |
| Instrument | 2023-22481 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 116 OAK ST, DUNCAN, SC 29334-9623 |
| Document Number | 0000034730 |
| Instrument Date | Jun 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 116 OAK ST DUNCAN SC 293349623, DUNCAN, SC 29334-9623 |
| Document Number | 0000034730 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 005648/000859 |
| Instrument | 34730 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 25, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 116 OAK ST, DUNCAN, SC 29334-9623 |
| Document Number | 0000011182 |
| Instrument Date | Jan 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2018 |
| Name | Verified Name |
|---|---|
| Address | 116 OAK ST DUNCAN SC 293349623, DUNCAN, SC 29334-9623 |
| Document Number | 0000011182 |
|---|---|
| Date | Mar 16, 2018 |
| Book Page | 005418/000181 |
| Instrument | 11182 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 15, 2043 |
Source: Spartanburg County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Municipality | Duncan Town |
| Unified School District | Spartanburg School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $954.00 (+2.14%) | $5,819 (-) Land $570 Building $5,249 | $202,000 (-) Land $19,800 Building $182,200 |
| 2024 | $934.00 (-0.21%) | ||
| 2023 | $936.00 | $5,819 Land $570 Building $5,249 | $202,000 Land $19,800 Building $182,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2002–2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.2% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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