105 Oak Rd, Williamsburg, VA 23185 Property Records

James City County property record for 105 Oak Rd, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,538 sqft · built 1965
Lot Size	0.918 acres (39,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Oct 2025)
Tax Bill	$3,028 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`47-2 09-0-0042`

Property Details

APN / Parcel Number

Primary APN	`47-2 09-0-0042`
Alternative APN	`904`

Interior

Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,538 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	39,988 sqft (0.918 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	904
Street Address	105 OAK RD
City	WILLIAMSBURG
State	VA
Zip	23185-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 LIMITED
Legal Description	L-42 HOLLYBROOK
Legal Subdivision	HOLLYBROOK
Legal Lot Number	42
Jurisdiction	JAMES CITY VA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1003
Census Tract	80202

Owner

Source: James City County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 OAK RD, WILLIAMSBURG, VA 23185-3224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE
Apr 10, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK
Oct 24, 2018	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Prior Sale	Oct 24, 2018 · Amount on Record
Deed Document Number	202515408
Record Updated	Oct 29, 2026

October 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	JAMES CITY VA
Recording Date	Oct 31, 2025
Property Address	105 OAK RD, WILLIAMSBURG, VA 23185-3224
Document Number	0202515408
Map Reference	MB 15 PG 53
Instrument Date	Oct 27, 2025
Instrument	202515408
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 OAK RD, WILLIAMSBURG, VA 23185-3224

Mortgage

Document Number	0202515409
Date	Oct 31, 2025
Instrument	202515409

Lender

Name	TOWNE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	105 OAK RD, WILLIAMSBURG, VA 23185-3224
Document Number	0000005676
Instrument Date	Apr 10, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 OAK RD WILLIAMSBURG VA 231853224, WILLIAMSBURG, VA 23185-3224

Mortgage

Document Number	0000005676
Date	Apr 19, 2019
Instrument	5676

Lender

Name	SUNTRUST BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Oct 24, 2018
Property Address	105 OAK RD, WILLIAMSBURG, VA 23185-3224
Document Number	0000017115
Instrument Date	Oct 11, 2018
Instrument	17115
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 OAK RD WILLIAMSBURG VA 231853224, WILLIAMSBURG, VA 23185-3224

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,028.00 (+16.37%)	$364,900 (+8.38%) Land $80,000 Building $284,900	$364,900 (+8.38%) Land $80,000 Building $284,900
2023		$336,700 Land $80,000 Building $256,700	$336,700 Land $80,000 Building $256,700
2019	$2,602.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2006–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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